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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

The web site is easy to navigate, very easy and quic...

5
The web site is easy to navigate, very easy and quick experience Reviewed on: 22nd March 2025

Great service and rates.

5
Great service and rates. Easy to manage. Reviewed on: 22nd March 2025

RCI Bank seems reliable

5
When using RCI Bank everything has gone as expected and I have no complaints. I feel confident that my money is safe with RCI Bank. Reviewed on: 22nd March 2025

P Ayriss

5
Web site easy to navigate, when customer service required staff were noligable and efficient. Reviewed on: 22nd March 2025

Highly Recommended!

5
Problem free! Receive my interest every month! Excellent rates! What more can one ask for! Simples! Five stars! Reviewed on: 22nd March 2025

No hassle, straightforward, excellent communication

5
No hassle, straightforward, excellent communication Reviewed on: 22nd March 2025

DW Review

5
Good so far not had any bad experiences Reviewed on: 22nd March 2025

Great service and a safe home for my savings.

5
Great service and a safe home for my savings. Reviewed on: 22nd March 2025

My RCI I find RCI avery good bank to deal with

5
I find RCI avery good bank to deal with Reviewed on: 22nd March 2025

Interest rates were really poor, given my money has...

4
Interest rates were really poor, given my money has been locked in for 3 years. I have other more flexible accounts that offer better rates, which is pretty bonkers Reviewed on: 22nd March 2025

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