Write a review

Go to business site

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3462 reviews)

View other RCI Bank products

4.89

Based on 3,462 reviews, last reviewed 14th Mar 2026

91500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Excellent app to manage the account Easy to open an account. Competitive interest rates. A really good app to manage the account that is easy to use and provides all the relevant informa... Read more Reviewed on: 14th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

Visit provider site Read all reviews See your review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3462)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Easy to deal with.

Easy to deal with and good interest rates on cash investments. Reviewed on: 9th April 2025

no account issues & clear account information.

I have never had any issues with my accounts. Account information is very clearly presented on the website Reviewed on: 9th April 2025

Bank offers a very competitive interest rate.

Bank offers a very competitive interest rate for its fixed period cash investments. Website is easy to access but has strong level of security. Statements could be more detailed showing all transactions from initial investment date. Reviewed on: 9th April 2025

Easy to do business with

speedy, simple, no fuss and good communication as well as great interest rate Reviewed on: 9th April 2025

Very easy to do interact with RCI bank.

Very easy to do interact with RCI bank. Reviewed on: 9th April 2025

Good rates, reasonable service.

Good rates, reasonable service. Post 1pm payments could be quicker. App is ok but creating different payees to the same bank is problematic as it renames the accounts to the same name Reviewed on: 9th April 2025

In all my dealings with RCI Bank, I have been pleased.

In all my dealings with RCI Bank, I have been treated with honesty and respect. Reviewed on: 9th April 2025

Safe and reliable

RCI have always been reliable and felt safe to bank with them Reviewed on: 9th April 2025

User Friendly

Easy to set up online investment account and good communication if requested help. Reviewed on: 9th April 2025

First Class Service and Products

customer service advisers are always polite, friendly and deals with any queries professionally and efficiently. Reviewed on: 9th April 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Regular Savings
from Triodos Bank 4.91 from 187 reviews
Savings
from BLME 4.60 from 2 reviews
Easy access savings
from Chip 4.96 from 571 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.89 from 10349 reviews
95 Day Notice Account
from RCI Bank 4.88 from 807 reviews
E-Volve Savings Notice Account
from RCI Bank 4.87 from 259 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub