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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,463 reviews, last reviewed 14th Mar 2026
91600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Everything is running smoothly. Everything is running smoothly.No problems Reviewed on: 14th March 2026
Lew Fink's avatar
Lew Fink

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3463)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Great rates. User friendly

5
Have been with RCI for years now. Always easy transfer. Good communication and competitive rates Reviewed on: 9th April 2025

I use the rci app, it is so clear and easy to naviga...

5
I use the rci app, it is so clear and easy to navigate plus rates are very competative , ive never had any problems with any of my investments Reviewed on: 9th April 2025

RCI Bank. Simply the Best.

5
I’ve been a RCI customer for many years. Probably not too long following receiving their UK Banking License. An excellent Bank. Reviewed on: 9th April 2025

Easy to use web site.

5
Easy to use web site. Good interest rates. Reviewed on: 9th April 2025

Excellent service

5
I have been with RCI for several years and the accounts have been handled professionally and I have been happy with the customer service if and when required Reviewed on: 9th April 2025

RCI pays the best interest on all my accounts.

5
RCI pays the best interest on all my accounts Reviewed on: 9th April 2025

provide excellent interest at stable rates

4
provide excellent interest at stable rates and good website Reviewed on: 9th April 2025

The accounts that I have, I am very satisfied with,...

4
The accounts that I have, I am very satisfied with, but I would like to have the option of an isa. Reviewed on: 9th April 2025

Really good interest rates and easy to use app

5
Really good interest rates and easy to use app Reviewed on: 9th April 2025

Easy to work with and excellent clarity on all fronts

5
Easy to work with and excellent clarity on all fronts Reviewed on: 9th April 2025