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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
82% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Super simple and the best interest rates

5
It is super simple to operate the account online, the website is so clear, very refreshing. RCI has always given a better interest rate for savings than any of the other banks and building societies I use (at least 14 of them). Reviewed on: 10th April 2025

Efficient service and good rates

5
Efficient service and good rates Reviewed on: 10th April 2025

Good communications and service..

5
RCI savings rate has been good. I receive regular communication and updates via email which keeps me informed and I am very happy with RCI service and web site. Reviewed on: 10th April 2025

Excellent customer service each time I need it

5
Excellent customer service each time I need it Reviewed on: 10th April 2025

Excellent Competitive Bank

5
Very competitive interest rates, excellent variety of accounts, easy to follow website process for opening new accounts, money transfers etc. Reviewed on: 10th April 2025

Found easy to use and deal with good value

5
Found easy to use and deal with and good value Reviewed on: 10th April 2025

I had no problem with this bank.

5
I had no problem with this bank.the staff have been polite and helpful Reviewed on: 10th April 2025

Good website easy to navigate excellent rates on inv...

5
Good website easy to navigate excellent rates on investment. Reviewed on: 10th April 2025

Simple account application & maturity processes.

5
Simple account application & maturity processes. Responsive to questions. Excellent service. Reviewed on: 10th April 2025

Communication and rewards could be better

2
Communication and rewards could be better Reviewed on: 10th April 2025

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