Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
82% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3962)

All good

4
All good - no problems - reasonable interest rate Reviewed on: 10th April 2025

Great online experience.

5
Great online experience. Very impressed with savings rate offered. Reviewed on: 10th April 2025

Very easy set up and good communication.

5
Very easy set up and good communication. Reviewed on: 10th April 2025

No drawbacks

5
So far I've only had positive experiences in my dealings with RCI Bank. It's efficient and convenient. Reviewed on: 10th April 2025

Best Invest

5
They do everything you require, easy yo apply and understand Reviewed on: 10th April 2025

Trouble Free Banking Service

5
Accounts are easy to open and easy to operator. The interest rates are good. Customer service is excellent. Any questions are quickly dealt with by email. Reviewed on: 10th April 2025

Best service and rate

5
I have had a great service from RCI and best interest rate for my fixed savings from last year. Reviewed on: 10th April 2025

Excellent service.

5
Excellent service. No problems with communication. Good saving rates. Reviewed on: 10th April 2025

I have been with RCI for a long while and have alway...

5
I have been with RCI for a long while and have always had excellent customer care and great returns on my investment. Reviewed on: 10th April 2025

Happy customer

5
I’ve been with your bank for over 1,5 years and I am very happy with the service and my saving account. Reviewed on: 10th April 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11982 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products