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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.89
Based on 3,484 reviews, last reviewed 16th Mar 2026
93600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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90%
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9%
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Latest highest rating:

5

Great for Fixed Rate Savings Had a fixed rate account for two years then renewed for another three. I get a monthly interest payment. Never had any issues and a good competitive r... Read more Reviewed on: 16th March 2026
Phil's avatar
Phil

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
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John G
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3484)

The experience with RCI Bank has been really positive

5
the service has been really positive, we have never had a single issue with the bank Reviewed on: 8th April 2025
Vanda Greenwood's avatar
Vanda Greenwood

Very easy to register.

5
Very easy to register. Easy to check your progress. Very pleased all round. Reviewed on: 8th April 2025
Gill N's avatar
Gill N

RCI Fixed Term Savings

5
Great savings provider, easy to use internet site and decent interest rates. The interest is paid to me monthly and the one time I needed to contact Customer Service was a pleasant experience. Reviewed on: 8th April 2025
Ian C's avatar
Ian C

No need for me to be nervous with RCI

5
Given the fact that I am ordinarily apprehensive when embarking upon new financial endeavours, I must say that I was very pleasantly surprised when setting up my RCI Bank Fixed Term Savings Account. The whole process was easy and pain free, and I had no difficulties whatsoever in getting started. In addition to this, the ongoing followup support via email is both helpful and reassuring, and I never hesitate in recommending RCI to family and friends. Reviewed on: 8th April 2025
Jimmy B's avatar
Jimmy B

2 year fixed rate account with excellent return

5
I signed up for a 2 year fixed rate account because of the excellent guaranteed interest rate. The whole process of setting up and funding the account was very straightforward and the communications were all concise and friendly. Reviewed on: 8th April 2025
ZM's avatar
ZM

A bank offering good returns on savings accounts.

5
A bank offering good returns on savings accounts. The bank aslo provides a simple to use application that make it easy to see your accounts. Reviewed on: 8th April 2025
Neville B's avatar
Neville B

Have had no problem so far banking with RCI.

4
Have had no problem so far banking with RCI. Competitive savings rates. Reviewed on: 8th April 2025
Craig M's avatar
Craig M

Good value easystr to use websit have used bank f...

5
Good value easy to use website have used this bank for several years Reviewed on: 8th April 2025
Jeffrey S's avatar
Jeffrey S

Long time investors...

5
we have been with RCI for some years now and have constantly rolled over our investments with them having no reason to do otherwise Reviewed on: 8th April 2025
ian 's avatar
ian

Very easy to deal with and very good investment deals .

5
Very easy to deal with and very good investment deals . Reviewed on: 8th April 2025
Mark S's avatar
Mark S

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