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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
76% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
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1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Trustworthy bank that pays a decent rate of interest.

5
Trustworthy bank that pays a decent rate of interest. Reviewed on: 10th April 2025

Brilliant!

5
Brilliant to bank with. I opened a Fixed Term Savings Account 18 months ago. Interest always arrives promptly without fail. Better interest rate than many other banks. I will have another Fixed Term Savings Account as soon as this one matures. Thank you! Reviewed on: 10th April 2025

Easy to open and manage account online.

5
Easy to open and manage account online. Good interest rates. Reviewed on: 10th April 2025

Easy to use website.

5
Easy to use website. Excellent interest rate. Reviewed on: 10th April 2025

Good service, good products and rates

5
Good service, good products and rates Reviewed on: 10th April 2025

Great rates for existing customers

5
Great rates for existing customers Reviewed on: 10th April 2025

If you have questions about RCI then just ask.

5
Rci staff are friendly and well informed about the products available. I am glad to have renewed my fixed term bond with RCI Reviewed on: 10th April 2025

Easily accessible, excellent support and advice and...

5
Easily accessible, excellent support and advice and simple to use app Reviewed on: 10th April 2025

A cut above, by anyone’s standards!

5
Not only is RCI Bank offering competitive products and delivering excellent customer service, it feels like RCI really does have a robust understanding of customers and sees us as individuals. RCI took great care and went to great lengths to make sure I felt like a priority and to make sure I did not feel disadvantaged in any way. A cut above, by anyone’s standards! Reviewed on: 10th April 2025

always easy to deal with.

5
always easy to deal with. have used on several occasions. Reviewed on: 10th April 2025

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