Smart Money People Logo
Go to business site
Share this page
Link copied

RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.89
Based on 3,484 reviews, last reviewed 16th Mar 2026
93600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great for Fixed Rate Savings Had a fixed rate account for two years then renewed for another three. I get a monthly interest payment. Never had any issues and a good competitive r... Read more Reviewed on: 16th March 2026
Phil's avatar
Phil

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G
Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

RCI Bank Fixed Term Savings Account reviews (3484)

Impressive

5
Easy and convenient with good products Reviewed on: 8th April 2025
Happy Investor's avatar
Happy Investor

Great Service, very fair interest rates

5
Great Service, very fair interest rates Reviewed on: 8th April 2025
Ken's avatar
Ken

Easy to open new account.

5
Easy to open new account. Good rate of interest. Reviewed on: 8th April 2025
Jackie K's avatar
Jackie K

Very competitive interest rates good customer servic...

5
Very competitive interest rates good customer service they actually answer the phone Reviewed on: 8th April 2025
John D's avatar
John D

Applied for a fixed rate 2yr savings plan which was...

5
Applied for a fixed rate 2yr savings plan which was very easy to do and the whole process was fast and efficient Reviewed on: 8th April 2025
Janet S's avatar
Janet S

User friendly website and really competitive interes...

4
User friendly website and really competitive interest rates makes for an excellent on line account. Reviewed on: 8th April 2025
Bruce S's avatar
Bruce S

Very easy to open account and hassle feee for adding...

5
Very easy to open account and hassle feee for adding funds snd withdrawing funds Reviewed on: 8th April 2025
Gaynor Q's avatar
Gaynor Q

Really helpful when phoned about a problem I had and...

5
Really helpful when phoned about a problem I had and resolved it immediately. East to use web site and app. Good rates. Reviewed on: 8th April 2025
S S 's avatar
S S

Incredibly straightforward and easy to bank with

5
Easy to use online...Very well laid out... and delightful and helpful staff if I call. Very straightforward and well run Reviewed on: 8th April 2025
Vally F's avatar
Vally F

Great service Great interest rates

5
The whole system deposits, withdrawals and statements just works. Website is intuitive and not over restrictive and of course great interest rates. Who could ask for more Reviewed on: 8th April 2025
John M McGuinness's avatar
John M McGuinness

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill