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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
76% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

A good reliable bank with good returns on your savings

5
I have been with RCI bank for a number of years now. Very good rates & if you need any help or advice there is always someone to answer your calls. Which is very rare theses days. Reviewed on: 10th April 2025

Helpful and efficient staff.

5
Helpful and efficient staff. Competitive rates and easy to operate. Reviewed on: 10th April 2025

Excellent Customer Service

5
A few challenges when setting up account however these were resolved by the exceptional Customer Service team. Great communication made the experience positive. Would highly recommend. Reviewed on: 10th April 2025

Ease of use

5
Very easy to navigate and use the available web site options. Reviewed on: 10th April 2025

Reliable and trustworthy bank

5
We have instant access and fixes rate accounts, interest rates competitive and app is easy to use for withdrawals and paying in. RCI keep us informed of changes to rates or terms and conditions. Highly recommend. Reviewed on: 10th April 2025

Had no issues website is great and easy to open and...

5
Had no issues website is great and easy to open and close accounts. Reviewed on: 10th April 2025

Setting up my account

5
It was very easy and straightforward to set up Reviewed on: 10th April 2025

Savings account offering good rates and easy access

5
Savings account offering good rates and easy access Reviewed on: 10th April 2025

Good comunication and rates easy to use website

5
Good comunication and rates easy to use website Reviewed on: 10th April 2025

Staff very helpful on the phone.

5
Staff very helpful on the phone. Reviewed on: 10th April 2025

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