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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,489 reviews, last reviewed 16th Mar 2026
94100% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Generally an easy to access and use web page Generally an easy to access and use web page and friendly and efficient staff to help on the phone in the event of any clarification. Good rates of i... Read more Reviewed on: 16th March 2026
Me Da's avatar
Me Da

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3489)

User friendly website and really competitive interes...

4
User friendly website and really competitive interest rates makes for an excellent on line account. Reviewed on: 8th April 2025

Very easy to open account and hassle feee for adding...

5
Very easy to open account and hassle feee for adding funds snd withdrawing funds Reviewed on: 8th April 2025

Really helpful when phoned about a problem I had and...

5
Really helpful when phoned about a problem I had and resolved it immediately. East to use web site and app. Good rates. Reviewed on: 8th April 2025

Incredibly straightforward and easy to bank with

5
Easy to use online...Very well laid out... and delightful and helpful staff if I call. Very straightforward and well run Reviewed on: 8th April 2025

Great service Great interest rates

5
The whole system deposits, withdrawals and statements just works. Website is intuitive and not over restrictive and of course great interest rates. Who could ask for more Reviewed on: 8th April 2025

I've been using RCI Bank for several months now...

5
I've been using RCI Bank for several months now, and I couldn't be happier with their service. The online platform is user-friendly, making it easy to manage my account and transactions. Their customer support is excellent – always responsive, friendly, and knowledgeable. I also appreciate the competitive interest rates they offer, which give me confidence in growing my savings. Overall, RCI Bank offers a reliable and hassle-free banking experience, and I highly recommend them to anyone looking for a trustworthy financial partner Reviewed on: 8th April 2025

I'm very happy with the level of service and the pro...

5
I'm very happy with the level of service and the products on offer from RCI. Reviewed on: 8th April 2025

clear easy-to-navigate website and efficient service.

5
clear easy-to-navigate website and efficient service. Good reputation. Reviewed on: 8th April 2025

Good interest rates and products.

4
Good interest rates and products. No dealings with customer service required Reviewed on: 8th April 2025

Cannot recommend enough!

5
Amazing service, very responsive and trust that my money is protected Reviewed on: 8th April 2025

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