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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,491 reviews, last reviewed 16th Mar 2026
94300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Very clear information and easy to follow and very h... Very clear information and easy to follow and very helpful when on the telephone and feel secure when using online Reviewed on: 16th March 2026
William Bradley 's avatar
William Bradley

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3491)

Good interest rates and products.

4
Good interest rates and products. No dealings with customer service required Reviewed on: 8th April 2025

Cannot recommend enough!

5
Amazing service, very responsive and trust that my money is protected Reviewed on: 8th April 2025

Opening an account online very straight forward and...

5
Opening an account online very straight forward and easy steps to follow. Informed by email every step of the way until account opened and receive emails to advise when monies received Reviewed on: 8th April 2025

Easy to set up and directions easy to follow.

5
Easy to set up and directions easy to follow. Good 3 year fixed rate. Reviewed on: 8th April 2025

I could not pay into my savings account, hence it co...

2
I could not pay into my savings account, hence it could not grow. No explanation given Reviewed on: 8th April 2025

Easy manage online account and effective communication

4
Easy manage online account and effective communication if help required. interest rate is higher than the banks in high street, but a little lower than other building society or banks Reviewed on: 8th April 2025

Good banking experience

5
Was looking for a bank with good competitive rates. Found RCI and was delighted with the ease of use Reviewed on: 8th April 2025

Customer focused, hassle free

5
Customer focused, hassle free on-line tools for account, ease of money management. Flawless service! Reviewed on: 4th April 2025

Why choose RCI

5
Good bank with good communication. Haven't had any major issues that has caused any concern. Reviewed on: 1st April 2025

Never had a problem, good service

5
Never had a problem, good service Reviewed on: 1st April 2025

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