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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
76% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Easy to use account with good interest!

5
It was simple setting up the account on line. RCI inform me of any changes they make to keep me up to date. Reviewed on: 10th April 2025

Savings bank of choice

5
Excellent website and communications. Very easy steps to set up an account. Competitive interest rates. Reviewed on: 10th April 2025

Always keeping me in the loop great place for an ISA

5
Always keeping me in the loop about any changes Reviewed on: 10th April 2025

Excellent service

5
We are very happy with the service we receive from RCI Bank. Good rates of interest and extremely helpful staff if you need to contact them. Reviewed on: 10th April 2025

Website is so easy to use, along with opening accoun...

5
Website is so easy to use, along with opening accounts if you are already a member. Reviewed on: 10th April 2025

Good choice.

5
Always a good rate of interest and good service, never any complaints. Would recommend. Reviewed on: 10th April 2025

Simple to invest, with clear guidance

5
Simple to invest, with clear guidance Reviewed on: 10th April 2025

Great rates, Easy online banking app and would defin...

5
Great rates, Easy online banking app and would definitely recommend Reviewed on: 10th April 2025

Very Competitive Savings Products and Easy App

5
Very competitive savings products and an easy app, both of which are the most important factors for me when choosing where to invest. I have had no occasion to contact customer services which speaks volumes too. my Reviewed on: 10th April 2025

Right first time.

5
Everything has been right first time. The website is great and easy to use. The interest rates have been competitive. I am very happy with them. Reviewed on: 10th April 2025

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