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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

76% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

The professional Bank.

I’ve always had a very professional service from RCIBank, I’m well pleased I chose to be with them. Reviewed on: 10th April 2025

RCI experience and value for money

I've found the RCI online banking app easy to navigate and the bank offered me a competitive rate Reviewed on: 10th April 2025

Excellent interest rates for loyal customers

Excellent interest rates for loyal customers Reviewed on: 10th April 2025

Easy to use even for us older folk!

Great rates on our fixed term savings account. Easy to open, security checks thorough and customer service quick to answer call and questions Reviewed on: 10th April 2025

Exemplary Service

I wanted a Savings Bond that paid interest into my Current Account annually - RCI was one of the very few that offered such a Bond, Application was very straightforward, and any questions I had were quickly and courteously answered via the Online "chat" facility. Very impressed with generous Interest Rate, too. This is exactly how online banking should be done! Reviewed on: 10th April 2025

1st class, always ready to answer any query u may...

1st class, always ready to answer any query u may have Reviewed on: 10th April 2025

RCI Bank Performance

All very straightforward and simple. RCI does what it says on the tin Reviewed on: 10th April 2025

Dealings with RCI Bank have been fuss free - just as...

Dealings with RCI Bank have been fuss free - just as I like it Reviewed on: 10th April 2025

Very competitive interest rates

The interest rates on both Freedom savings and fixed savings are very competitive and I’ve found that all enquiries are dealt with very quickly. Reviewed on: 10th April 2025

Very east to deal with and their website is simple t...

Very east to deal with and their website is simple to use. Reviewed on: 10th April 2025

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