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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
76% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Good rates and customer response times.

5
Good rates and customer response times. Reviewed on: 10th April 2025

Fixed Term Savings Review

5
Competitive rates, easy to open account and easy to use app. Reviewed on: 10th April 2025

easy to use app and trustworthy .

5
easy to use app and trustworthy . Good rates and quick to withdraw money Reviewed on: 10th April 2025

good banking service to date money paid on time

4
good banking service to date money paid on time Reviewed on: 10th April 2025

Great interest rate

5
Superb rates of interest on every account I have ever had with them and I find the customer service excellent Reviewed on: 10th April 2025

Worked so well from first contact.

5
Worked so well from first contact. They have a good clear website and they retain old accounts longer than others. Communicate clearly but not too much! Reviewed on: 10th April 2025

I feel confident investing money with the RCI

5
I feel confident and comfortable with my savings held at RCI. It's a trustworthy institution and I never experienced any problems with transactions, moving money and any other issues. Thank you Reviewed on: 10th April 2025

A good all round bank,

5
A good all round bank, that provides the services I need Reviewed on: 10th April 2025

Gets the balance right.

5
Offering, website & terms have all been crystal clear, and communication gets the balance right - useful, not intrusive. Reviewed on: 10th April 2025

Very easy to use and interest with, and competitive...

5
Very easy to use and interest with, and competitive rates of interest Reviewed on: 10th April 2025

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