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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
76% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Good saving accounts

5
Good online savings, simple to keep a track of your money & plan for the future Reviewed on: 10th April 2025

Excellent

5
From initial online account set up, RCI has delivered exceptionally well. Reviewed on: 10th April 2025

Great savings rates and quick and easy access to my...

5
Great savings rates and quick and easy access to my savings. Reviewed on: 10th April 2025

Have decent interest saving rates but not consistent...

4
Have decent interest saving rates but not consistent compared to other competitors Reviewed on: 10th April 2025

Competent

5
Every request made has been completed on time . Reviewed on: 10th April 2025

Clear, straightforward and easy to work with

5
Clear online information. Regular updates solely focussed on specific points - uncluttered. Easy to deal with and take chosen actions. Prompt to action. Reviewed on: 10th April 2025

Easy access savings at a great interest rate

5
Easy access savings at a great interest rate Reviewed on: 10th April 2025

Can’t fault RCI

5
Can’t fault RCI I have banked with them for some years and will continue to do so. I am very satisfied with them Reviewed on: 10th April 2025

RCI Bank Approval

5
Account easy to open. Operated without problem. Competitive interest rate. Fully delivered on what was promised Reviewed on: 10th April 2025

Great interest rates. Plus more.

5
Great interest rates. Straight forward website, good communication. Reviewed on: 10th April 2025

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