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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

76% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Professional service and easy to do business with.

My dealings with RCI Bank have been excellent. I have found them to be very professional and easy to do business with. They have a varied range of products to suit all customers. Some of their 2024 savings rates were best market buys and I would be happy to recommend them to friends and family. Reviewed on: 10th April 2025

Everything online and straightforward.

Everything online and straightforward. No problems and decent savings rates. Reviewed on: 10th April 2025

5 Stars Excellent!

Easy to set up and good rates, I opted for a 2 year fixed rate. I’m glad I did as the rates have fallen since last year Reviewed on: 10th April 2025

never a communication problem.

never a communication problem. courtuous agents Reviewed on: 10th April 2025

Good interest & customer orientated

Good rates of interest during times of low interest rates generally. Web site easy to use and customer friendly Reviewed on: 10th April 2025

Easy to manage and deal with.

Easy to manage and deal with. As a 90 year old this is important as some organisations do not consider that we are not up to some 21 century technology . Reviewed on: 10th April 2025

Easy on-line banking and decent rates of interest.

Easy on-line banking and decent rates of interest. I have two accounts. Reviewed on: 10th April 2025

Trusting

Helpfull fast and you can trust them Reviewed on: 10th April 2025

Happy! All good.

Happy! No problems at all. No complaints. Reviewed on: 10th April 2025

I’ve had a great experience with RCI Bank.

I’ve had a great experience with RCI Bank. Opening my savings account was quick and easy, and their interest rates are consistently competitive. The online platform is user friendly, and I love how transparent everything is, no hidden fees or surprises. Customer service has been helpful and responsive. Overall, I feel confident saving with them and would happily recommend RCI Bank to others. Reviewed on: 10th April 2025

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