Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
76% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3962)

Fixed rate savings

5
Fixed rate savings, easy set up, good communication Reviewed on: 10th April 2025

Good communication

5
Always keeps me informed of any transaction or news Reviewed on: 10th April 2025

Always easy to complete transactions on line

5
Always easy to complete transactions on line Reviewed on: 10th April 2025

'It's up and running.'

5
Banking with RCI is as easy as it gets. You follow the steps and 'hay presto, it's up and running.' Reviewed on: 10th April 2025

100% recommend

5
Has taken me some time to trust online banking, but so happy to have found RCI. No unnecessary communication, keep me informed of changes. Generally really satisfied customer. Reviewed on: 10th April 2025

Good communicator and easy to deal with

5
Good communicator and easy to deal with Reviewed on: 10th April 2025

Easy to do business with,

5
Easy to do business with, they update me with regular emails Reviewed on: 10th April 2025

Whenever you have a problem regarding maturing accou...

5
Whenever you have a problem regarding maturing accounts the customer service is excellent. They will talk you through any difficulties. Reviewed on: 10th April 2025

Excellent online experience.

5
Excellent online experience.Good interest rates and easy to apply. Reviewed on: 10th April 2025

Good all round experieince

5
Easy to use on line banking site, with clearly set out information. Generally competitive rates. Very easy to open and manage account. Good communications including maturity options. Would definitely recommend. Reviewed on: 10th April 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11982 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products