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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3506 reviews)

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4.89

Based on 3,506 reviews, last reviewed 17th Mar 2026

95700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

A great savings account A great savings account that was recommended by Martin Lewis maybe 3 years ago and ive kept the savings account ticking over and renewed since then. V... Read more Reviewed on: 17th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3506)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

A very happy customer

It was extremely easy to initially set up my account, which gave very competitive rates. Since then I have found the online account very user friendly and have had no problems whatsoever to date. Reviewed on: 23rd March 2025

Always available for help and support, they do what...

Always available for help and support, they do what it says on the box Reviewed on: 23rd March 2025

Great bank with very good rates

I have been with RCI Bank for number of years now very competitive rates, very easy to reach by phone if you need any help & advice Reviewed on: 23rd March 2025

Excellent Customer service is provided money is secure

Excellent Customer service is provided money is secure Reviewed on: 23rd March 2025

First class

First class service from start to finish. Reviewed on: 23rd March 2025

RCI savings account - good rates and ease of use

Joined them April 2024 - really easy to set up Reviewed on: 23rd March 2025

User friendly website

Opening account easy online, simple payment methods and user friendly website giving clear instructions made it quick to do Reviewed on: 23rd March 2025

RCI has a well deserved reputation for savings.

RCI has a well deserved reputation for savings. The investments are ethical and interest rates are good. Customer care is responsive and online access secure. Reviewed on: 23rd March 2025

Super helpful

I always was able to get through to an experienced person immediately I needed help by telephone. I was very happy with the whole experience, from the first deposit through to receiving my funds at the end of the fixed term. I am buying a new house, so had to have the money, but otherwise would have left it in RCI Bank. Reviewed on: 23rd March 2025

I find RCI bank to be experienced and informative wh...

I find RCI bank to be experienced and informative when questioning and enquiring about their services Reviewed on: 23rd March 2025

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