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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
76% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
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1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Easy, rewarding and efficient, pleasure to use

5
Easy, rewarding and efficient, pleasure to use Reviewed on: 10th April 2025

all the flexibility a user needs

5
RCI online banking has all the flexibility a user needs, also has competitive interest rates. I can download statements and transactions in several formats. RCI dealt with the Brexit transition seamlessly so my cash continues to be protected. Reviewed on: 10th April 2025

RCI bank

5
Easy to use web site with a good rate of interest. Reviewed on: 10th April 2025

Great Bank- customer friendly.

5
Great Bank- customer friendly. Always able to help. Reviewed on: 10th April 2025

Very professional people always ready to help

5
Very professional people always ready to help Reviewed on: 10th April 2025

Excellent interest rate and good at money transfer

5
Excellent interest rate and good at money transfer Reviewed on: 10th April 2025

So easy to set up a new account, literally only take...

5
So easy to set up a new account, literally only takes 10 minutes, also having the app makes it even simpler to check your account. Reviewed on: 10th April 2025

The best bank to deal with and best rates

5
The best bank to deal with and best rates Reviewed on: 10th April 2025

Straightforward banking

5
The app is easy to use. Savings are generally at decent interest rates and transactions process seamlessly. I am very pleased with the products I have and rates on offer, although sometimes they could be a little more generous. Reviewed on: 10th April 2025

Good bank with good saving rates.

5
RCI app/website always seems to work and is clear to understand. Interest always paid on time each month and interest rates for savings are good. I have had a fixed rate saving account for over 3 years and recently renewed this for another 3 years. Reviewed on: 10th April 2025

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