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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.89
Based on 3,503 reviews, last reviewed 17th Mar 2026
95400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Easy to setup account. Easy to setup account. can speak to someone in person in English and not automated. Reviewed on: 17th March 2026
Diana Ashworth's avatar
Diana Ashworth

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
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John G
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3503)

Would recommend

5
Clarity and excellent information provided. Very good value savings too. Would recommend Reviewed on: 23rd March 2025
Paul G's avatar
Paul G

good % rates.

5
have never had any trouble this bank good fixed rates % and the easy access account is great good % rate and easy to get money out . Reviewed on: 23rd March 2025
John 's avatar
John

easy and supportive

5
It was easy to open my RCI accounts giving me immediate peace of mind and when one of them matured recently, they transfered the money into an easy access account with good interest & I didnt have to do a thing. If I need to phone RCI I never have to wait long before talking to a real person which is rare these days. Reviewed on: 23rd March 2025
Colin Stewart's avatar
Colin Stewart

RCI is a most efficient bank offering great products...

5
RCI is a most efficient bank offering great products and seamless customer service. Reviewed on: 23rd March 2025
Richard P's avatar
Richard P

Now on my 4th RCI fixed bond

5
Now on my 4th RCI fixed bond, because the previous bonds were competitive (interest),easy to open and easy to check on RCI website. Reviewed on: 23rd March 2025
BobbyCat's avatar
BobbyCat

East operation, quick app access, clear maturity ins...

5
East operation, quick app access, clear maturity instructions, good loyalty interest rates Reviewed on: 23rd March 2025
David N's avatar
David N

Friendly staff and excellent service

5
Friendly staff and excellent service Reviewed on: 23rd March 2025
Pierre's avatar
Pierre

A very happy customer

5
It was extremely easy to initially set up my account, which gave very competitive rates. Since then I have found the online account very user friendly and have had no problems whatsoever to date. Reviewed on: 23rd March 2025
MS's avatar
MS

Always available for help and support, they do what...

5
Always available for help and support, they do what it says on the box Reviewed on: 23rd March 2025
Christopher D's avatar
Christopher D

Great bank with very good rates

5
I have been with RCI Bank for number of years now very competitive rates, very easy to reach by phone if you need any help & advice Reviewed on: 23rd March 2025
Marilyn Kellond's avatar
Marilyn Kellond

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