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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
76% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

very competive rates excellent UK based support staf...

5
very competive rates excellent UK based support staff easy to use web site Reviewed on: 10th April 2025

The app is very user friendly...

5
The app is very user friendly and simple to manoeuvre Reviewed on: 10th April 2025

RCI offers excellent rates of interest ...

5
RCI offers excellent rates of interest against the competition. A clear well laid out website your account shows your rate of interest without having to dig around and find it. Text messages confirming your deposit are an added reassurance. Reviewed on: 10th April 2025

Always there

5
Great customer service and update Reviewed on: 10th April 2025

RCI Bank are great

5
I've banked with RCI Bank for several years . I'm happy with the interest rates and know my money is safe in their hands. Always polite and helpful on the phone. Reviewed on: 10th April 2025

Excellent secure website, great interest rates

5
Excellent secure website, great interest rates Reviewed on: 10th April 2025

Had no issues communicating with them

5
Had no issues communicating with them Reviewed on: 10th April 2025

Very easy to invest and keep track.

5
Very easy to invest and keep track. Good bond iffer Reviewed on: 9th April 2025

Hassle free and competitive interest rates

5
RCI have made my first time using a fixed term account very easy and hassle free, they also have offered competitive interest rates which is why I continued to use RCI bank again for another year this year Reviewed on: 9th April 2025

Value for money

5
Troublefree & gives confidence. I think this enough to explain my experience. Reviewed on: 9th April 2025

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