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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
76% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Savings.

4
I don’t use it much but is good for savings Reviewed on: 9th April 2025

Very happy customer.

5
Very happy customer. RCi offers good products, and the app is nice and clear.. Reviewed on: 9th April 2025

Highly Satisfied

5
Never had any problems with RCI. Everything runs smoothly and is done promptly. Reviewed on: 9th April 2025

No unexpected surprises - and good interest rates.

5
No unexpected surprises - I always know what to expect, and I can depend on getting good interest rates Reviewed on: 9th April 2025

Always good intwrest rates

5
RCI Bank always offer good and competitive interest rates. The website is easy and straightforward to use. After saying that, I only have to use the website to check interest rates to open a new account or to renew or cancel a maturing account. Although I rated their customer service, I actually rarely have needed to use it. Reviewed on: 9th April 2025

RCI View

4
All my dealings were very straightforward Reviewed on: 9th April 2025

Great app that works.

5
Great app that works. Good communications. Competitive interest rates in savings. Reviewed on: 9th April 2025

Why would I bank anywhere else.

5
I have been with RCI Bank for a number of years and have always found them helpful and offering great rate of interest. I trust RCI bank with my my money. Why would I bank anywhere else. Reviewed on: 9th April 2025

Easy to use online service, keep you up to date with...

5
Easy to use online service, keep you up to date with what’s happening at RCI. Would recommend to anyone to use. Reviewed on: 9th April 2025

Brinthia

5
Had good experience and willing to recommend to my friends Reviewed on: 9th April 2025

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