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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
76% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Invested with RCI as our money invested with Barclay...

5
Invested with RCI as our money invested with Barclays was earning next to nothing.RCI customer service was exceptional in sorting out a mistake that I made.They are superb and I was able to easily and quickly contact them by phone and was quickly reassured that my error would be easily rectified as indeed it was Reviewed on: 9th April 2025

First choice re investment funds

5
Was looking for a number banks to spread my investment to generate interest for me post retirement. RCI was the first I chose last year re rates. Very easy to use online and have had no issues subsequently. Highly recommended! Reviewed on: 9th April 2025

The web site is easy to use.

4
The web site is easy to use. However, their product are not much. Their interest rate is very sometimes. Reviewed on: 9th April 2025

since I opened my account, it's been fabulous!

5
since I opened my account, it's been fabulous and have never had any single issue, bravo! Reviewed on: 9th April 2025

Excellent interest rates and customer service.

5
Excellent interest rates and customer service. Reviewed on: 9th April 2025

Always good service web and phone help .

5
Always good service web and phone help . Reviewed on: 9th April 2025

Great bank to deal with

5
Excellent interest rates and a great app. I've only had to contact RCI once but they were very helpful and professional Reviewed on: 9th April 2025

RCI values existing customers

5
With RCI, what I appreciate most is that unlike other banks, existing customers are valued and given the best rates as well as new customers. Reviewed on: 9th April 2025

Smart banking

5
Very easy to use and excellent savings rates. Reviewed on: 9th April 2025

Great rates and super service.

5
Great rates and super service. Online app straight forward and eaysy to use. Reviewed on: 9th April 2025

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