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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
75% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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8%
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0%
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0%
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1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Nice app and consistently decent interest rates.

5
Nice app and consistently decent interest rates. I have not needed to call customer support so I can't comment on that. Email communications are just right - not too many. Overall I am more than happy to recommend. Reviewed on: 9th April 2025

It was easy to set up.

5
It was easy to set up and continues to operate as expected. Reviewed on: 9th April 2025

good account

4
It is a fairly good rate . Have not had any problems as yet Reviewed on: 9th April 2025

Excellent APP

5
Excellent APP, great communication. Competitive rates. Reviewed on: 9th April 2025

Efficient and professional, support was first class,...

5
Efficient and professional, support was first class, and a pleasure to do business with. Reviewed on: 9th April 2025

Signing up and getting information is excellent

5
Signing up and getting information is excellent Reviewed on: 9th April 2025

Brilliant easy to use site.

5
Brilliant easy to use site. I can easily keep track of deposits, and interest. Dashboard is great. Keeps me notified of key dates and my options when things are going to mature. Easy to make deposits and withdrawls Reviewed on: 9th April 2025

Easy to set up account.

4
Easy to set up account. UI isn’t the best but does the job. Reviewed on: 9th April 2025

Excellent communications, no issues

5
Excellent communications, no issues Reviewed on: 9th April 2025

Excellent interest rates and an easy-to-use website.

5
The interest rates of RCI bank are excellent, and compare well with other financial institutions. All written communications from RCI bank are courteous and helpful.The website of RCI bank is straightforward and easy to use. Reviewed on: 9th April 2025

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