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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
75% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Very Easy To Do Business With

5
The end to end process for setting up and managing accounts appears so seamless. I have recommended RCI to others who are no very computer literate and they have managed to navigate their way through setting up an account and investing. Reviewed on: 9th April 2025

Veey well organised bank and friendly staff

5
Veey well organised bank and friendly staff Reviewed on: 9th April 2025

All straightforward and easy to understand and set up

5
All straightforward and easy to understand and set up Reviewed on: 9th April 2025

Good rates and unproblematic service.

5
I like they are just as auick to put up as they are to cut interest rates. There rate has been consistently one of best available from what I can see. I have had few reasons to contact customer services as so far I have no problems wirh my accounts. Reviewed on: 9th April 2025

Friendly and uncomplicated to use.

5
Easy access, smooth procedures, friendly service. Reviewed on: 9th April 2025

Excellent communication and saving rates

5
Excellent communication and saving rates Reviewed on: 9th April 2025

Excellent Service

5
Easy to deal with and excellent service always. Reviewed on: 9th April 2025

Very efficient and good bank to deal with.

5
Very efficient and good bank to deal with. Information is clearly explained electronically on the website and app. Reviewed on: 9th April 2025

I have several accounts with RCI bank open for a few...

5
I have several accounts with RCI bank open for a few years. I am very happy with the service and have recommended them to others. Reviewed on: 9th April 2025

Good rates and efficient service

5
Good rates and efficient service Reviewed on: 9th April 2025

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