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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
75% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Excellent interest rates

5
Excellent interest rates and very good website and service. Reviewed on: 9th April 2025

App is excellent.

5
App is excellent. Transactions carried out in a timely manner. Good interest rates. Reviewed on: 9th April 2025

They handle my accounts perfectly

5
They handle my accounts perfectly Reviewed on: 9th April 2025

Savings rates

5
Good level of interest rates. Would advise others to use service. Reviewed on: 9th April 2025

Easy app.

5
Competitive interest rates and good customer service. Reviewed on: 9th April 2025

straightforward website to use.

4
straightforward website to use. when I've mistyped my password then retyped correctly it still hasn't recognised the correct version. But I think that's a security feature which is probably a good thing. Reviewed on: 9th April 2025

All positive, easy to use app and site, good rates

5
All positive, easy to use app and site, good rates Reviewed on: 9th April 2025

A great bank

5
Very smooth banking experience with lots of different savings options and good rates Reviewed on: 9th April 2025

Helpful and responsive

5
I have 2 accounts with the bankk and have found them helpful, responsive and good value. Reviewed on: 9th April 2025

Good when it's about my money.

5
Good when it's about my money. As an old fossil who doesn't use Smart Phones and iPhones, Facebook or other social media platforms, I am excluded from the prize draws. Reviewed on: 9th April 2025

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