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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
75% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Very happy with all aspects concerning my fixed rate...

5
Very happy with all aspects concerning my fixed rate bond. Am regularly kept updated with all new offers. Reviewed on: 9th April 2025

Excellent Bank! .

5
RCI Bank keeps me updated on a regular basis regarding all aspects of their business, accounts, rates etc. They are very helpful and easy to reach by phone or internet. I would highly recommend them. Reviewed on: 9th April 2025

Excellent professional service

5
Excellent professional service. Accounts accessible online with ease. Reviewed on: 9th April 2025

Always good interest rates.

4
Always good interest rates. Good customer service when needed Reviewed on: 9th April 2025

Excellent

5
Excellent service 100% reccomend. Reviewed on: 9th April 2025

Simple and easy to use.

5
RCI bank offers competetive interest rates on savings and investments. Coupled with the ease of use from it's App and the good communications provided it is a winning formula. it also has the additional advantage of being backed up by a large european corporation, whilst being UK registered for peace of mind. Reviewed on: 9th April 2025

Very easy to bank using app, which is very user frie...

5
Very easy to bank using app, which is very user friendly. The rates are also really good. rates. Reviewed on: 9th April 2025

The people are always polite and extreemly helpful w...

5
The people are always polite and extreemly helpful wheever I need help. Reviewed on: 9th April 2025

Whenever I have had to phone great customer service

5
Whenever I have had to phone great customer service Reviewed on: 9th April 2025

I started saving with RCI bank for almost 10 years n...

5
I started saving with RCI bank for almost 10 years now investing in fixed term bonds. Their rates are competitive the care and advice good, for me it's a no brainer. Reviewed on: 9th April 2025

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