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RCI Bank: Fixed Term Savings Account reviews

4.87
Based on 2,468 reviews, last reviewed 17th Apr 2025
178900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent Bank Excellent service, very good interest rates & easy to manage app.would definitely recommend RCI bank to others. Reviewed on: 17th April 2025
Ian D's avatar
Ian D

Latest lowest rating:

1

Hard to get in touch with and not at all customer fo... Hard to get in touch with and not at all customer focused. Will definitely not be put any money their way again Reviewed on: 11th April 2025
P R's avatar
P R

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2468)

Happy customer

5
Wish I had invested more at the time Reviewed on: 18th January 2022

Easy Process

5
Set up on line with no hassle, full communication which was good because to me it was an unknown company, confirmation of funds transfer put my mind at rest, constantly in touch to see if I am happy with my account. All round nice people. Reviewed on: 18th January 2022

Currently a reasonable investment with good back up and administration.

5
Return on investment is reasonable in today's trading conditions and administration and communication is good. Reviewed on: 18th January 2022

Very good service

5
My experience with RCI has been very good. They were very good when I had to deal with them from my hospital bed. Reviewed on: 18th January 2022

Great & reliable

5
I have been with them for a few years now & have found them to be a very reliable & competitive bank Reviewed on: 18th January 2022

Competative rates and easy to open

5
The interest rates are regularly reviewed and are increased before other UK companies and higher rates are retained for longer periods. All accounts are easy to open with simple easy to understand terms. Reviewed on: 18th January 2022

RCI delivers what it says it will do

5
RCI is a well run bank with an excellent record and a focused strategy on customer needs. Reviewed on: 18th January 2022

Top performer

5
I have used RCI many times and I have never been disappointed. They consistently outperform competitors with their interest rates and excellent customer service. Well done RCI. Reviewed on: 18th January 2022

A great online bank with great rates

5
I love using RCI. I have never had any access issues but am confident it is a very secure online service. I have benefitted significantly from their very competitive interest rates in the past. Reviewed on: 18th January 2022

Easy to open account.

5
Very straightforward banking. Easy access to fixed term saving account. Reviewed on: 18th January 2022

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