Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,536 reviews, last reviewed 19th Mar 2026
98500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Have only had contact online but it must have been g... Have only had contact online but it must have been good as we were able to sort out what we needed to do online Reviewed on: 19th March 2026
Patricia A's avatar
Patricia A

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3536)

Great service, great rates.

5
Great service, great rates. Had my account for ages and never had any issues. Reviewed on: 21st March 2025

Been with them years !

5
Been with them years ! Always excellent rates, nice web site, easy to deal with. Reviewed on: 21st March 2025

Phones are always answered quickly.

5
The website is easy to use. The staff are very friendly, helpful and knowledgeable and the accounts offered are good value. Reviewed on: 21st March 2025

Good bank

4
Easy to open and manage account. Interest rates could be higher Reviewed on: 21st March 2025

A good bank

5
Good product and easy to navigate online banking Reviewed on: 21st March 2025

Good rates, easy access online saving

5
Opened a savings account, get regular updates, easy to access, reg further offers and good rates for saving. Reviewed on: 21st March 2025

All round good bank

4
Easy to use and support available if required. Reviewed on: 21st March 2025

Only been with RCI in the last few months.

4
Only been with RCI in the last few months. Service has been prompt and efficient Reviewed on: 21st March 2025

Extremely helpful customer service

5
Extremely helpful customer service and they answer the phone very quickly which really helps. They are very patient too and friendly. Reviewed on: 21st March 2025

Easy to apply & set up, good rates & presuming custo...

5
Easy to apply & set up, good rates & presuming customer service would be good if I have to use ! Reviewed on: 21st March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.89 from 10614 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 837 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.87 from 265 reviews
    RCI Bank
    View all products