Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,535 reviews, last reviewed 19th Mar 2026
98500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great products and easily transferable within RCI Great products and easily transferable within RCI Reviewed on: 19th March 2026
Michael S's avatar
Michael S

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3535)

Fantastic customer care.

5
Fantastic customer care. User freindly portal make it easy to manage your money Reviewed on: 21st March 2025

I feel they are giving me an excellent interest rate...

5
I feel they are giving me an excellent interest rate on my savings. Not just for me but my families savings too. Reviewed on: 21st March 2025

Give answers to enquiries promptly and include the r...

5
Give answers to enquiries promptly and include the right amount of information. Reviewed on: 21st March 2025

Works for me

5
Easy to open and access with internet access Reviewed on: 21st March 2025

Best Monthly Interest

5
Easy to open account online with minimum fuss. Also best 2 year monthly paid interest which suits better than yearly. Reviewed on: 21st March 2025

i had no problem dealing with the bank

5
i had no problem dealing with the bank Reviewed on: 21st March 2025

RCI is Banking Made Easy

5
The website is very easy to use & understand. I have never had a problem with any transactions within the RCI Bank. Reviewed on: 21st March 2025

Very straightforward,easy to operate the account.

5
Very straightforward,easy to operate the account.Efficient app which is easy to navigate. Email communication very good,. Competitive interest rates. Reviewed on: 21st March 2025

RCI is user friendly

5
RCI is simple to use. All the accounts are clear and the interest rate remains one of the best out. Reviewed on: 21st March 2025

Great service, great rates.

5
Great service, great rates. Had my account for ages and never had any issues. Reviewed on: 21st March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.89 from 10613 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 837 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.87 from 265 reviews
    RCI Bank
    View all products