Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
74% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3962)

Easy to apply and prompt service

5
Easy to apply and prompt service Reviewed on: 8th April 2025

Good communication, kept informed

5
Good communication, kept informed Reviewed on: 8th April 2025

All dealings have been easy and satisfactory

5
All dealings have been easy and satisfactory Reviewed on: 8th April 2025

Good interest rates

5
I wanted an online bank with decent interest rates, the app is easy to navigate Reviewed on: 8th April 2025

Excellent savings provider

5
Great rate, excellent app, excellent communication. Reviewed on: 8th April 2025

I have used RCI for the past two years

5
I have used RCI for the past two years and found their customer services outstanding Reviewed on: 8th April 2025

Excellent rates & service.

5
Excellent rates & service. Clear online banking. Reviewed on: 8th April 2025

Online application easy , swift and came back with n...

5
Online application easy , swift and came back with new account details smoothly . Reviewed on: 8th April 2025

Recent customer to RCI Bank

5
I am a recent customer to RCI Bank and was attracted by the interest rates it offered on it's flexible Freedom Savings account and the 2 Year Fixed Term account. I found the transfer of my savings to RCI to be straight forward and trouble free. Reviewed on: 8th April 2025

I have been with them for a few years and no complai...

4
I have been with them for a few years and no complaints. Reviewed on: 8th April 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11982 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products