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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
74% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Easy to deal with.

5
Easy to deal with. Helpful staff. Reviewed on: 23rd March 2025

Good interest rate.

5
Good interest rate. Easy online application. Monthly interest into current account without problems. Very happy. Reviewed on: 23rd March 2025

easy to invest and manage online

5
easy to invest and manage online Reviewed on: 23rd March 2025

Great as it says on tin tin tin tin tin

5
Great as it says on tin tin tin tin tin Reviewed on: 23rd March 2025

Efficient service very clear to understand

5
Efficient service very clear to understand Reviewed on: 23rd March 2025

Easy online service, I like RCIgood rates of interest.

5
Easy online service, good rates of interest. Reviewed on: 23rd March 2025

Excellent comms & interest rates

5
Communication is excellent & rates are amongst the highest that I could see. Reviewed on: 23rd March 2025

Good value

5
web site easy to use. Good value savings accounts Reviewed on: 23rd March 2025

Very professional company.

5
Very professional company. No problems found since opening this account Reviewed on: 23rd March 2025

I have several fixed rate, fixed term accounts.

5
I have several fixed rate, fixed term accounts. They were all straightforwaed to open. Just a few clicks. I do not get drowned in marketing emails. They are rather nice to deal with. Before Isaw their fixed rate deals I had not heard of them. So I checked that they wete who they said they were and who ownes them.. its quite reassuring really. Reviewed on: 23rd March 2025

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