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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.82 (2481 reviews)

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4.87

Based on 2,481 reviews, last reviewed 13th Jun 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

10%

Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2481)

Simple

Quick and easy to set up, great customer service Reviewed on: 17th January 2022

A straight forward savings account.

As with previously held RCI accounts, they provide a good product and provide clear communication. The interest rate was the best available. Over all we have no complaints and would certainly consider them for future investment. Reviewed on: 17th January 2022

Very easy to deal with

I found it very easy to open my accounts either RCI and they we’re paying very competitive rates. Their customer services are very knowledgable and helpful. 10 out of 10! Reviewed on: 17th January 2022

Higher Saving Rate

RCI bank offers better rates than any High Street banks. Easier to save online, smooth transaction and very effective communication. Reviewed on: 17th January 2022

Customer service

Every time I contacted RCI Bank I was always treated with respect and all questions were answered in a professional manner and also in laymans terms if struggling to understand. A great company that keeps you in the loop!! Reviewed on: 17th January 2022

Happy with both the service and the product

Excellent Service and polite and speedy responses by helpful staff at rci Reviewed on: 17th January 2022

Easy!

The RCI website is excellent and very user-friendly. RCI bank have always been quick to respond helpfully to any queries. Highly recommend. Reviewed on: 17th January 2022

Competitive savings rates

I have three fixed savings accounts with RCI, which pay monthly interest which is very good in today's market. The website is easy to use and simplifies my accounts in one place. I've never had a problem or had to try to contact the bank by phone. A really good place to save money when you can. Reviewed on: 17th January 2022

A competitive fixed rate bond

At the time of opening the account in July 2019 this was one of the more competitive three year bonds available. Reviewed on: 17th January 2022

Fixed Rate Bond

Very pleased with FRB and treated very professionally by RCI Bank Reviewed on: 17th January 2022

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