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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
74% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
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8%
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0%
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0%
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1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Easy experience in setting up account

5
Easy experience in setting up account Reviewed on: 23rd March 2025

No hassle banking - there when you need them

5
No hassle banking - there when you need them Reviewed on: 23rd March 2025

Great products

5
Fixed rate product is clear to understand and represents good value. RCI Bank site easy to use. Good communications. Reviewed on: 23rd March 2025

No fuss RCI account opening.

5
We chose to open our account with RCI due to the competitive rate of interest.The whole process of opening the account online went so smoothly,we would recommend RCI Bank to anybody. Reviewed on: 23rd March 2025

Excelllent bank

5
Very efficient telephone staff and friendly. Reviewed on: 23rd March 2025

Highly recommended

5
All savings options outlined with optimum clarity and offering market leading rates. Reviewed on: 23rd March 2025

Works fine for me.

4
Works fine for me. Simple to use Reviewed on: 23rd March 2025

Money invested and growing, perfect!

5
Money invested and growing, perfect! Reviewed on: 23rd March 2025

Good customer support and very easy to open an onlin...

5
Good customer support and very easy to open an online account Reviewed on: 23rd March 2025

A three year fixed bond at a market leading rate

5
A three year fixed bond at a market leading interest rate, I have banked with RCI for over 8 years and found the bank invariably offers top-tier rates. Reviewed on: 23rd March 2025

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