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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3541 reviews)

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4.89

Based on 3,541 reviews, last reviewed 20th Mar 2026

99000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Good rates to encourage saving and easy to apply and... Good rates to encourage saving and easy to apply and complete. Reviewed on: 20th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3541)

Great interest rates, easy access

The website is very easy to use and they offer excellent interest rates. Once you set up an account, the rest is straightforward. You can set up several accounts and move money easily. I can’t say anything about customer service but that’s because I’ve not had any issues with the accounts to date. Reviewed on: 18th March 2025

Fantastic products and first rate customer services.

Fantastic products and first rate customer services. Reviewed on: 18th March 2025

Easy to deal with and let up got date on savings.

Easy to deal with and let up got date on savings. Reviewed on: 18th March 2025

Excellent access to accounts

Excellent access to accounts, clear communication and good customer service. Reviewed on: 18th March 2025

Great service and accounts.

Great service and accounts. Been with them for years Reviewed on: 17th March 2025

great customer service , easy access to account

great customer service , easy access to account Reviewed on: 17th March 2025

Rewards with peace of mind.

Have been with RCI Bank now for these past 3 years and always found them to be communicative and rewarding. There website is easy to navigate with help at hand if needed. The money invested is I safe hands and overall a bank that is Rewarding to its customer. Would not hesitate to recommend them. Reviewed on: 17th March 2025

All round excellenceEasy web site to navigate.

Easy web site to navigate. When telephoning immediately connected to a human being. Generous interest rates. Reviewed on: 17th March 2025

Great account and simple application process

I needed to open a new account which I was able to do online. The instructions were simple and easy to follow. There were also prompts to read certain things such as privacy policy and T&C's which you couldn't just scroll past without at least looking at. The interest rate being offered was very competitive and there were several option of how I and when I could have the interest paid. I didn't actually need to speak to a representative of the company as the online process was so easy. Once the account application process was completed there were clear instructions provided as to what would happen next and what I needed to do next. Reviewed on: 17th March 2025

Excellent service .

Excellent service. I am kept informed on a regular basis. The interest rates for savers are so much better than your high street. Keep up the good work RCI Reviewed on: 17th March 2025

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