Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
74% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3962)

good % rates.

5
have never had any trouble this bank good fixed rates % and the easy access account is great good % rate and easy to get money out . Reviewed on: 23rd March 2025

easy and supportive

5
It was easy to open my RCI accounts giving me immediate peace of mind and when one of them matured recently, they transfered the money into an easy access account with good interest & I didnt have to do a thing. If I need to phone RCI I never have to wait long before talking to a real person which is rare these days. Reviewed on: 23rd March 2025

RCI is a most efficient bank offering great products...

5
RCI is a most efficient bank offering great products and seamless customer service. Reviewed on: 23rd March 2025

Now on my 4th RCI fixed bond

5
Now on my 4th RCI fixed bond, because the previous bonds were competitive (interest),easy to open and easy to check on RCI website. Reviewed on: 23rd March 2025

East operation, quick app access, clear maturity ins...

5
East operation, quick app access, clear maturity instructions, good loyalty interest rates Reviewed on: 23rd March 2025

Friendly staff and excellent service

5
Friendly staff and excellent service Reviewed on: 23rd March 2025

A very happy customer

5
It was extremely easy to initially set up my account, which gave very competitive rates. Since then I have found the online account very user friendly and have had no problems whatsoever to date. Reviewed on: 23rd March 2025

Always available for help and support, they do what...

5
Always available for help and support, they do what it says on the box Reviewed on: 23rd March 2025

Great bank with very good rates

5
I have been with RCI Bank for number of years now very competitive rates, very easy to reach by phone if you need any help & advice Reviewed on: 23rd March 2025

Excellent Customer service is provided money is secure

5
Excellent Customer service is provided money is secure Reviewed on: 23rd March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11983 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products