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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,541 reviews, last reviewed 20th Mar 2026
99000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Good rates to encourage saving and easy to apply and... Good rates to encourage saving and easy to apply and complete. Reviewed on: 20th March 2026
Susan G's avatar
Susan G

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3541)

good interest rate on 5yr bond,easy to open

5
good interest rate on 5yr bond,easy to open Reviewed on: 13th March 2025

Very good bank!

5
Very good bank, never had any problems, easy to use. Reviewed on: 13th March 2025

Easy to open account .

5
Account was easy to open and add funds to, also the app is a handy way to monitor it .. Reviewed on: 13th March 2025

Customer Services are very knowlegeable.

5
When contacting yourselves I have found customer services to be informative, knowledgeable and very polite. Nothing is too much trouble. This made me feel confident in investing with you in the right product for me. Reviewed on: 13th March 2025

I have had no issues to date and found my experience...

4
I have had no issues to date and found my experience very good in banking with them up to present. Reviewed on: 13th March 2025

Great customer service, very competitive rates on sa...

5
Great customer service, very competitive rates on savings, excellent communication Reviewed on: 13th March 2025

customer service, interest rates

5
Very good customer service, good interest rates Reviewed on: 12th March 2025

Great Company

5
Always kept informed about how my finances are doing. Great communication. East to use website for all your financial needs. Good plans for all budgets and pretty good returns considering the market place just now. I'd have no problem in highly recommending RCI. Reviewed on: 12th March 2025

Great easy to use online bank .

5
I’ve been very happy with the products and interest rates offered by RCI online banking is easy to use. Reviewed on: 12th March 2025

RCI Fixed Term Savings - no hassle, worry free inves...

5
RCI Fixed Term Savings - no hassle, worry free investment platform. Reassuring in an era of instability. Reviewed on: 12th March 2025

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