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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3541 reviews)

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4.89

Based on 3,541 reviews, last reviewed 20th Mar 2026

99000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Good rates to encourage saving and easy to apply and... Good rates to encourage saving and easy to apply and complete. Reviewed on: 20th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3541)

easy to open account online and good interest rate

easy to open account online and good interest rate Reviewed on: 12th March 2025

Simple to operate and best interest rate.

I found the account opening procedure much easier to use than all the other online banks that I use. The deciding factor was the best interest rate. I just wish I had more to invest at the time. I don't think that the latest fixed rate savings are quite so good. Reviewed on: 12th March 2025

Interest rates are more than competative

I've been with RCI for many years and found them to be excellent. Reviewed on: 12th March 2025

Easy to set up and access account

Easy to set up and access account. Customer service might be brilliant - not yet needed help. Reviewed on: 12th March 2025

Great interest rates & easy to invest!

Great interest rates & easy to invest! Reviewed on: 12th March 2025

Very easy to deal with; good rates.

Very easy to deal with; good rates. Reviewed on: 12th March 2025

Simple to use website interface.

Simple to use website interface. Reviewed on: 12th March 2025

Easy to use

Easy to use app good value, very simple I’ve had no issues Reviewed on: 12th March 2025

RCI Bank is a very competitive Bank.

RCI Bank is a very competitive Bank. A part of Renault Group I believe. Their interest rates and returns on savings and investments were pretty good. Their customer service was excellent and quite efficient. I had a two year fixed product with them earning a high margin of interest rate. Reviewed on: 12th March 2025

It was excellent, a good service.

It was excellent, a good service. Reviewed on: 12th March 2025

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