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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
74% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Competitive fixed term rates

5
Easy to use app with logical safety features, you feel your savings are protected. Great fixed term savings for last few years. Reviewed on: 23rd March 2025

Good interest rate on fixed rate savings

5
Good interest rate on fixed rate savings Reviewed on: 23rd March 2025

Excellent rates and service .

5
Excellent rates and service . Always confident that I will be offered a good product on review of the term Reviewed on: 23rd March 2025

I have my online app, so can view my account and det...

5
I have my online app, so can view my account and details easily. Everything is clearly outlined, good interest rate and several savings products to choose from. Reviewed on: 23rd March 2025

The interest rate was the highest available at the t...

5
The interest rate was the highest available at the time. The website works after the initial deposit. Reviewed on: 23rd March 2025

Easy to enrol and a good interest rate.

5
Easy to enrol and a good interest rate. Reviewed on: 22nd March 2025

Great. Just what I wanted

3
Great. Just what I needed and works well Reviewed on: 22nd March 2025

Peace of Mind

5
Easy to use app, everything ran smoothly when opening my account and i was reassured that my money was secure at all times. Peace of mind and confidence in dealing with a company is important to me. I felt assured i was dealing with a professional organisation from the start. Reviewed on: 22nd March 2025

Goods rates and good service.

4
Goods rates and good service. Simple to use website. Would recommend Reviewed on: 22nd March 2025

Good straight forward and easy to use banking with v...

5
Good straight forward and easy to use banking with very good generous competitive interest rates Reviewed on: 22nd March 2025

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