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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
74% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

A successful relationship

5
The accounts offer good returns and the service is good. It’s easy to speak to a real person on the phone too. Reviewed on: 22nd March 2025

Very efficient and knowledge customer service

5
Very efficient and knowledgeable customer service Reviewed on: 22nd March 2025

Helpful phone conversation

5
Was struggling to move money from account and therefore made a phone call and was helped by such a very nice man. All was done very quickly Reviewed on: 22nd March 2025

I invested my money into a fixed rate bond because t...

5
I invested my money into a fixed rate bond because the rates were so good Reviewed on: 22nd March 2025

Easy to open, platform is easy to use and good inter...

5
Easy to open, platform is easy to use and good interest rate Reviewed on: 22nd March 2025

Good service and savings products.

4
Good service and savings products. Competitive rates Reviewed on: 22nd March 2025

Easy access

5
Great Bank easy to use. Easy to change accounts when the fixed term is over. Reviewed on: 22nd March 2025

Uncomplicated,

5
No hassle, uncomplcated, informative Reviewed on: 22nd March 2025

RCI , Simply the best

5
RCI have been excellent. Very easy website to negotiate and anything I wasn’t sure about they have VERY competent staff at the end of the phone. I wish I had known about them years ago…Simply the best Reviewed on: 22nd March 2025

Smooth process

5
Great and easy process opening up an ISA, easy to see it and track it too Reviewed on: 22nd March 2025

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