Write a review

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.82 (2481 reviews)

View other RCI Bank products

4.87

Based on 2,481 reviews, last reviewed 13th Jun 2025

88% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

87%

10%

Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience.

Write a review

RCI Bank Fixed Term Savings Account reviews (2481)

Easy to set up & monitor

Greta product. Easy to set up online & then easy to maintain & monitor. Reviewed on: 17th January 2022

Good company

Good ethical company to deal with, reliable services, website & app but not the best available for interest rates Reviewed on: 17th January 2022

Great saving rate

No issues with RCI at all . Keep us informed of the investment and the rate is good for the current market . Reviewed on: 17th January 2022

Great rates and easy to apply

Chose RCI as had great rates, easy to use application process and simple, uncomplicated information Reviewed on: 17th January 2022

Best rates out there

I have been very happy to have multiple accounts getting the best rates out there. When the rate has dropped they have taken time before passing the drop onto customers like me. Conversely when it has risen they have increased very quickly. I would highly recommend a saving plan for anyone who wants one of the best rates out there. Reviewed on: 17th January 2022

Everything I needed in a savings account

Account details are secure, easily managed and provide a competitive rate of interest. Reviewed on: 17th January 2022

Great Bank

Since being with RCI bank it has been seamless with transactions, customer service, account management etc. I would highly recommend them as a bank Reviewed on: 17th January 2022

Easy to join and best interest rates

I looked around for the best interest rate on fixed term savings and RCI bank was by far the best. Reviewed on: 17th January 2022

RCI savings account

Highly recommend. Great savings rate and easy to use website I can always access when needed. Would recommend as they have some of the best rates and fantastic customer communications. Highly recommended Reviewed on: 17th January 2022

very good bank

web site easy to use .service is very good Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from M for Money Credit Union 4.59 from 17 reviews
Junior ISA
from Earl Shilton Building Society 0.00 from 0 reviews
Fixed Term Deposit
from iFAST Global Bank 4.88 from 164 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.88 from 7232 reviews
95 Day Notice Account
from RCI Bank 4.84 from 505 reviews
E-Volve Savings Notice Account
from RCI Bank 4.83 from 167 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub