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RCI Bank: Fixed Term Savings Account reviews

4.87
Based on 2,481 reviews, last reviewed 13th Jun 2025
88% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025
LD's avatar
LD

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2481)

Easy to set up & monitor

5
Greta product. Easy to set up online & then easy to maintain & monitor. Reviewed on: 17th January 2022

Good company

3
Good ethical company to deal with, reliable services, website & app but not the best available for interest rates Reviewed on: 17th January 2022

Great saving rate

5
No issues with RCI at all . Keep us informed of the investment and the rate is good for the current market . Reviewed on: 17th January 2022

Great rates and easy to apply

5
Chose RCI as had great rates, easy to use application process and simple, uncomplicated information Reviewed on: 17th January 2022

Best rates out there

5
I have been very happy to have multiple accounts getting the best rates out there. When the rate has dropped they have taken time before passing the drop onto customers like me. Conversely when it has risen they have increased very quickly. I would highly recommend a saving plan for anyone who wants one of the best rates out there. Reviewed on: 17th January 2022

Everything I needed in a savings account

5
Account details are secure, easily managed and provide a competitive rate of interest. Reviewed on: 17th January 2022

Great Bank

5
Since being with RCI bank it has been seamless with transactions, customer service, account management etc. I would highly recommend them as a bank Reviewed on: 17th January 2022

Easy to join and best interest rates

5
I looked around for the best interest rate on fixed term savings and RCI bank was by far the best. Reviewed on: 17th January 2022

RCI savings account

5
Highly recommend. Great savings rate and easy to use website I can always access when needed. Would recommend as they have some of the best rates and fantastic customer communications. Highly recommended Reviewed on: 17th January 2022

very good bank

5
web site easy to use .service is very good Reviewed on: 17th January 2022

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