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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3541 reviews)

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4.89

Based on 3,541 reviews, last reviewed 20th Mar 2026

99000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Good rates to encourage saving and easy to apply and... Good rates to encourage saving and easy to apply and complete. Reviewed on: 20th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3541)

Good rate

Very good two year fixed rate. Easy to sign up. Reviewed on: 12th March 2025

Easy to follow app which keeps you up to date with o...

Easy to follow app which keeps you up to date with outgoing and ongoing plus also it gives good fixed interest rates Reviewed on: 12th March 2025

Competitive interest rates and businesslike service.

Decent interest rate with any changes advised in reasonable time. Suitable and competitive products available. Clear and easy to use website. Right level of communications for me. I haven't had need to contact customer services so far so unable to comment. Reviewed on: 12th March 2025

Good communication

We have been kept informed and offered options with clear explanations allowing us to make informed choices. Reviewed on: 12th March 2025

Always good rates and easy website to use

Always good rates and easy website to use Reviewed on: 12th March 2025

Competitive rates, good communications

Competitive rates, good communications Reviewed on: 12th March 2025

Using my RCI account

Been with RCI for several years now. Rates are competitive and staff have always been helpful and responsive whenever I need to contact them. Reviewed on: 12th March 2025

RCI Savings

I use RCI for savings and has always been an easy, stress free process. Reviewed on: 12th March 2025

Safe and sound!

Easy to deal with and efficient in dealing with enquiries.Everything is set ou very clearly on RCI's website. Reviewed on: 12th March 2025

Polite and Helpful

Any time I have contacted them with a query their response has always been polite and very helpful, also online banking system is easy to use which is beneficial to older users who may not be too confident doing online transactions. Reviewed on: 12th March 2025

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