Write a review

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.82 (2481 reviews)

View other RCI Bank products

4.87

Based on 2,481 reviews, last reviewed 13th Jun 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

87%

10%

Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience.

Write a review

RCI Bank Fixed Term Savings Account reviews (2481)

Very good interest rates and user-friendly website

RCI Bank provides interesting fixed-term products with very competitive interest rates. Their online platform is user-friendly and efficient. Reviewed on: 17th January 2022

Great bank

Does what it says on the tin and easy to use Reviewed on: 17th January 2022

Cruiser

RCI have always kept me in touch with my account, by emailing, and giving me all updates on new fixed terms of interest to me. I feel I can trust them with my finances. Reviewed on: 17th January 2022

Efficient polite and energetic company

I have been using RCI for several years now and everything you want to do with them works extremely well, friendly service and good communication Reviewed on: 17th January 2022

Easy to apply & open and good interest rate

although only used twice up to yet, I can't find fault so have to rate high. Good interest rates (considering the way things have been). Easy to apply & open fixed rates, customer service was good when I had a question and money saved paid back quickly. Would use again when I have matured funds. Reviewed on: 17th January 2022

Fair and honest

I have always found RCI Bank to be fair and honest in their management of my account. I trust them with my precious savings to do their best for me. Reviewed on: 17th January 2022

No fuss, just simple saving

Does what it says on the tin! Straight forward to invest and you know your in good hands. Reviewed on: 17th January 2022

Great fixed term savings

Easy to open on line account . Excellent and speedy customer service .Great experience dealing with RCI .This bank offered a better interest rate than all other banks I looked at .Highly recommend ! Reviewed on: 17th January 2022

Easy to use

It is never fraught when contacting these people, no long wait to speak to someone and they are always friendly and efficient. Reviewed on: 17th January 2022

RCI Bank Review

RCI Bank fixed term was so easy to setup and the online banking gave as much information as we really needed. We have full confidence and hopefully will remain with them for more years Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Capital Credit Union 4.95 from 1008 reviews
Personal savings
from Cynergy Bank 3.29 from 15 reviews
Savings
from Hanley Economic Building Society 4.81 from 477 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.87 from 7234 reviews
95 Day Notice Account
from RCI Bank 4.85 from 505 reviews
E-Volve Savings Notice Account
from RCI Bank 4.83 from 167 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub