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RCI Bank: Fixed Term Savings Account reviews

4.87
Based on 2,479 reviews, last reviewed 1st May 2025
29767% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
10%
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1%
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0%
See only 1 star reviews
2%

Latest highest rating:

4

Great bank for savings and helpful staff I find RCI usually has competitive savings rates. The customer service team replies quickly and are always helpful. The one drawback with RCI (and t... Read more Reviewed on: 1st May 2025
GT's avatar
GT

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2479)

Cruiser

4
RCI have always kept me in touch with my account, by emailing, and giving me all updates on new fixed terms of interest to me. I feel I can trust them with my finances. Reviewed on: 17th January 2022

Efficient polite and energetic company

5
I have been using RCI for several years now and everything you want to do with them works extremely well, friendly service and good communication Reviewed on: 17th January 2022

Easy to apply & open and good interest rate

5
although only used twice up to yet, I can't find fault so have to rate high. Good interest rates (considering the way things have been). Easy to apply & open fixed rates, customer service was good when I had a question and money saved paid back quickly. Would use again when I have matured funds. Reviewed on: 17th January 2022

Fair and honest

5
I have always found RCI Bank to be fair and honest in their management of my account. I trust them with my precious savings to do their best for me. Reviewed on: 17th January 2022

No fuss, just simple saving

5
Does what it says on the tin! Straight forward to invest and you know your in good hands. Reviewed on: 17th January 2022

Great fixed term savings

5
Easy to open on line account . Excellent and speedy customer service .Great experience dealing with RCI .This bank offered a better interest rate than all other banks I looked at .Highly recommend ! Reviewed on: 17th January 2022

Easy to use

5
It is never fraught when contacting these people, no long wait to speak to someone and they are always friendly and efficient. Reviewed on: 17th January 2022

RCI Bank Review

5
RCI Bank fixed term was so easy to setup and the online banking gave as much information as we really needed. We have full confidence and hopefully will remain with them for more years Reviewed on: 17th January 2022

Excellent

5
Consistently offers good interest rates Reviewed on: 17th January 2022

Simple fixed interest savings account

4
The account was easy to set up, and pays monthly interest to my current account. At the time, the interest rate was competitive. Reviewed on: 17th January 2022

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