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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,541 reviews, last reviewed 20th Mar 2026
99000% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Good rates to encourage saving and easy to apply and... Good rates to encourage saving and easy to apply and complete. Reviewed on: 20th March 2026
Susan G's avatar
Susan G

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3541)

Very easy to deal with and often good value

5
Easy to deal with in managing accounts, often offer good value accounts, moving cash is now more efficient and timely. One of my go to companies when I've cash to save/invest. Would recommend Reviewed on: 12th March 2025

Good service.

5
Good service. Excellent communication Reviewed on: 12th March 2025

Excellent interest rates.

5
Excellent interest rates. Staff are very friendly and very knowledgeable. Reviewed on: 12th March 2025

Adequate-ish in an adequate kind of way - on the who...

3
Adequate-ish in an adequate kind of way - on the whole, there's only one word for it - adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate Reviewed on: 12th March 2025

It was easy to open an online savings account.

5
It was easy to open an online savings account. Interest rates were good. Easy access with the Freedom account should we need the money. Reviewed on: 12th March 2025

Good rates, excellent service.

5
Good rates, excellent service.Trustworthy bank Reviewed on: 12th March 2025

Good bank to save with excellent for online banking

5
Good bank to save with excellent for online banking Reviewed on: 12th March 2025

I have just the right amount of contact with RCI.

4
I have just the right amount of contact with RCI. I speak or write to them, when necesary and they are always helpful. Reviewed on: 12th March 2025

Savings Rates.

5
Good savings rates and easy access to accounts. Reviewed on: 12th March 2025

First rate savings organisation.

5
I have had savings with RCI for a number of years and have found investments to have increased considerably in that time. Their customer services are second to none- hence I am most pleased that I moved savings to them. Reviewed on: 12th March 2025

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