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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,544 reviews, last reviewed 21st Mar 2026
99300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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9%
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0%
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1%

Latest highest rating:

5

Easy to open account and good rate of interest. Easy to open account and good rate of interest. Managing the account online is easy too. Reviewed on: 21st March 2026
Stephen M's avatar
Stephen M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3544)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Simple, competent and good interest rates

4
I have never had any difficulty in dealing with the rci bank online. Simple to negotiate the website, never had any problems and above average interest rates for savers. I'm a happy customer. Reviewed on: 12th March 2025

Constant good returns on savings

5
Constant good returns on savings Reviewed on: 12th March 2025

RCI Bank; great interest & service!

5
I have been using RCI Bank for a few years now and find their interest rates to be competitive. Not only this, but they are a communicative company and their app is very user friendly. Reviewed on: 12th March 2025

My phone call was answered promptly.

5
My phone call was answered promptly. The lady I spoke to was very helpful as regards my maturity options. Reviewed on: 12th March 2025

good interest rates

5
Consistently good interest rates, easy to open and manage accounts online. Reviewed on: 12th March 2025

Always helpful, informative and good rates of interest

5
Always helpful, informative and good rates of interest Reviewed on: 12th March 2025

Straight forward easy to access and use

5
Straight forward easy to access and use Reviewed on: 12th March 2025

Easy to access accounts online

5
Easy to access accounts online and relatively easy to find the way around to find the information you require. Reviewed on: 12th March 2025

Great Customer Service

5
Good interest rates and they always keep me advised by email of any new information. They also notify well in advance of maturity dates and provide information on alternative accounts. Reviewed on: 12th March 2025

Good communication and updates.

5
Good communication and updates. Competitive interest rates for savings accounts. Easy to use website Reviewed on: 12th March 2025

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