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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
74% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

DW Review

5
Good so far not had any bad experiences Reviewed on: 22nd March 2025

Great service and a safe home for my savings.

5
Great service and a safe home for my savings. Reviewed on: 22nd March 2025

My RCI I find RCI avery good bank to deal with

5
I find RCI avery good bank to deal with Reviewed on: 22nd March 2025

Interest rates were really poor, given my money has...

4
Interest rates were really poor, given my money has been locked in for 3 years. I have other more flexible accounts that offer better rates, which is pretty bonkers Reviewed on: 22nd March 2025

the rates are excellent for savings

5
the rates are excellent for savings Reviewed on: 22nd March 2025

Website & the app are very easy to use

5
Website & the app are very easy to use, a good choice of products available. Reviewed on: 22nd March 2025

Very easy to find the right product quickly

5
Very easy to find the right product quickly Reviewed on: 22nd March 2025

Reasonable interest.

5
Reasonable interest. Not the highest and nither the lowest Reviewed on: 22nd March 2025

Excellent

5
Excellent , I have a excellent experience. Reviewed on: 22nd March 2025

The account opening process is very simple and commu...

5
The account opening process is very simple and communication between RCI and myself is very secure and transparent. The interest rate was very competitive and I’ve been extremely pleased with the return interest. Reviewed on: 22nd March 2025

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