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RCI Bank: Fixed Term Savings Account reviews

4.87
Based on 2,486 reviews, last reviewed 27th Jan 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

4

Have 2 fixed savings accounts with good interest rates Have 2 fixed savings accounts with good interest rates Reviewed on: 27th January 2026
Hazel h's avatar
Hazel h

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2486)

Easy set up

5
RCI prove to have one of most user friendly websites along with good products. Reviewed on: 17th January 2022

Easy, well constructed site, friendly people on the telephone

4
Needed to check one or two things - staff very helpful Reviewed on: 17th January 2022

Good responsive company

5
RCI is an Excellent customer service Reviewed on: 17th January 2022

Easy and secure

5
I decided to invest a lump sum in RCI and have been really impressed with the ease and the service. The website and app are very straight forward and my interest has been good to date. Would definitely recommend. Reviewed on: 17th January 2022

GREAT RETURN

5
Great product and good interest rate Reviewed on: 17th January 2022

Good rates and no problems

5
Has competitive rates and administration goes smoothly. Reviewed on: 17th January 2022

Efficient service and good market rate

5
Easy and efficient, intuitive website. Easiest account to open. Reviewed on: 17th January 2022

Very good service

5
Really happy with the way the company provides their customer service. Communication and clarity of offering is great Reviewed on: 17th January 2022

Very pleased with my purchase

5
Good company to deal with. Straight forward process to open an account. Reviewed on: 17th January 2022

Polite and helpful

5
Had numerous fixed rate deals with RCI........ all very good rates and customer services very helpful Reviewed on: 17th January 2022

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