Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.87
Based on 2,481 reviews, last reviewed 13th Jun 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent customer service Excellence in customer care with very patient and helpful staff. Competitive Interest rates and options to choose to save interest monthly as well as... Read more Reviewed on: 13th June 2025
LD's avatar
LD

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (2481)

Great company to deal with

5
Great app and website, very easy to navigate and move money in and out. Interest rates competitive and adjusted regularly in line with the base rate. Reviewed on: 17th January 2022

My fixed savings account

5
Does exactly what it says on the tin. Gives me a fixed interest rate for a fixed amount of time. Reviewed on: 17th January 2022

Very pleased with RCI Bank

5
Very good always keep you informed app not to complicated Reviewed on: 17th January 2022

Interest rates

5
Competitive interest rates,easy to apply and very quick to set up. Have used RCI bank several times for different accounts. Reviewed on: 17th January 2022

GOOD BANK TO SAVE

5
The fixed term savings account I chose was easy to understand. The application process straight forward with competitive interest rates. Reviewed on: 17th January 2022

Easy set up

5
RCI prove to have one of most user friendly websites along with good products. Reviewed on: 17th January 2022

Easy, well constructed site, friendly people on the telephone

4
Needed to check one or two things - staff very helpful Reviewed on: 17th January 2022

Good responsive company

5
RCI is an Excellent customer service Reviewed on: 17th January 2022

Easy and secure

5
I decided to invest a lump sum in RCI and have been really impressed with the ease and the service. The website and app are very straight forward and my interest has been good to date. Would definitely recommend. Reviewed on: 17th January 2022

GREAT RETURN

5
Great product and good interest rate Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.87 from 7234 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.85 from 505 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.83 from 167 reviews
    RCI Bank
    View all products