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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

74% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Fast transfer good customer service

Fast transfer good customer service Reviewed on: 22nd March 2025

Exemplary Service and Value

I was looking for Fixed Rate Savings Bonds that paid interest into my Current Account annually (rather than at the end of the fixed term). RCI not only offered this - and at extremely competitive interest rates - but also had the fastest response to my online queries of all the providers I contacted. Customer Service was very prompt, extremely courteous, and totally helpful. Couldn't be happier with service and value. Reviewed on: 22nd March 2025

Hugh interest savings for years, can't complain

Hugh interest savings for years, can't complain Reviewed on: 22nd March 2025

Good communication, excellent customer service

Good communication, excellent customer service, and confidence in knowing my investment is safe, and earning a healthy return. Reviewed on: 22nd March 2025

A helping hand.

Having recently been widowed I have had to rely on RCI bank to manage my account. They have provided excellent service for me at a very difficult time. Thank you RCI. Reviewed on: 22nd March 2025

Good customer service, Excellent rates and Easy acc...

Good customer service, Excellent rates and Easy account set up, and Secure . What more could you ask for? Reviewed on: 22nd March 2025

Simple process to complete the account setup and rec...

Simple process to complete the account setup and receive my interest payments on time. Reviewed on: 22nd March 2025

Good interest rate, clear understandable on line ban...

Good interest rate, clear understandable on line banking. Reviewed on: 22nd March 2025

Great value account

Easy to use online account with competitive interest rates Reviewed on: 22nd March 2025

Fixed term fixed rate bond

Opened a fixed term fixed rate bond with RCI 5yrs ago. Opening was simple & straight forward. Rates were good. Option of monthly interest payment available. Worked flawlessly. Just matured & rolled over into another fixed bond. Very happy Reviewed on: 22nd March 2025

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