Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,546 reviews, last reviewed 22nd Mar 2026
99500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and very helpfull advisor Easy to open and very helpfull advisor Reviewed on: 22nd March 2026
Nigel R's avatar
Nigel R

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3546)

Registering was easy.

5
Registering was easy. The app is also easy to use. Reviewed on: 11th March 2025

Just another simple review

5
It's been nice. Can't complain. This is my first time saving with them and it's been smooth sailing since I made my first deposit. Reviewed on: 11th March 2025

Good rate of interest.

5
Good rate of interest, easy and quick to manage. Reviewed on: 11th March 2025

The ease and simplicity of opening an account would...

5
The ease and simplicity of opening an account would be the main reason for recommending RCI Bank. I have never had any issues and questions are answered promptly. Reviewed on: 11th March 2025

Competitive savings rates

5
Competitive savings rates, easy to use website and app, Reviewed on: 11th March 2025

I have absolutely no complaints about RCI ..

5
I have absolutely no complaints about RCI - what they promise, they follow up. Reviewed on: 11th March 2025

Prompt respose.

5
Prompt respose to query about a joint account. Competitive interest rate,. Easy to use website. Reviewed on: 11th March 2025

Clear and easy online banking.

5
Clear and easy online banking. Competitive interest rates on all savings accounts. Reviewed on: 11th March 2025

Great bank

5
Easy to use app and web portal. Great updates and communication. Hassle free. Everything you need from an online bank. Both my wife and I are customers and very happy. :-) Reviewed on: 11th March 2025

Very easy to use app

5
Very pleased with the speed of transaction through the app. Information is easily accessible and easy to understand. Reviewed on: 11th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.89 from 10635 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 838 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.87 from 266 reviews
    RCI Bank
    View all products