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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

72% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Interest rates are great

Interest rates are always high or very competitive, so no reason to look for other banks. Reviewed on: 21st March 2025

I have had a good few fixed saver accounts and RCI a...

I have had a good few fixed saver accounts and RCI are the best so far Reviewed on: 21st March 2025

Opening accounts; Simple.

I found the excellent rates on line and opening the accounts was simple. Reviewed on: 21st March 2025

Pleasant staff made the experience good

Although it took longer to open our fixed savings, ultimately it was was completed and we are happy with the result. Pleasant staff made the experience good Reviewed on: 21st March 2025

Top marks!

Good information about different accounts and quick, but secure access online. Reviewed on: 21st March 2025

Easy to set up and excellent rates

Easy to set up and excellent rates Reviewed on: 21st March 2025

Easy website to navigate, and phone calls answered q...

Easy website to navigate, and phone calls answered quickly. I feel appreciated as a customer. Reviewed on: 21st March 2025

First time using RCI Bank.

This is the first time that I have used RCI Bank, they had good competitive interest rates, opening the account was relatively easy and confirmation of account opening was swift. This gave me confidence that the Bank is managed well and that my investment is safe and in good hands. Reviewed on: 21st March 2025

Good communication, easy to set up and manage online

Good communication, easy to set up and manage online Reviewed on: 21st March 2025

Extremely efficient, excellent service - with some o...

Extremely efficient, excellent service - with some of the best returns available. Reviewed on: 21st March 2025

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