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RCI Bank: Fixed term savings account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Secure investments with competitive interest rates.

5
Good rate of interest.Easy to navigate the website and all very secure.I will continue to invest in RCI bank as long as the interest rate is competitive.The easy access of my funds suits my needs. Reviewed on: 21st March 2025

Good Customer Focus Service

5
Good competitive interest rate easy to access and the online service. Reviewed on: 21st March 2025

Competitive fixed rate savings bonds

5
Secured a competitive fixed rate bond in 2022 and renewed in 2024 as their rates remained competitive. Reviewed on: 21st March 2025

Plenty of options

5
There are plenty of ocptions to choose from with differing rates to meet your needs Reviewed on: 21st March 2025

Used RCI for years

5
Very happy with service provided Reviewed on: 21st March 2025

Great interest rates that deliver monthly.

5
Great interest rates that deliver monthly. Reviewed on: 21st March 2025

Good rate , easy website , secure

5
Good rate , easy to use website , secure Reviewed on: 21st March 2025

Simple, transparent and easy to use with great custo...

5
Simple, transparent and easy to use with great customer service when required. Great online savings products. Reviewed on: 21st March 2025

Does what it says on the tin !

5
Does what it says on the tin ! Excellent interest rate and good communication Reviewed on: 21st March 2025

Good interest rates helpful easy communication

5
Good interest rates helpful easy communication Reviewed on: 21st March 2025

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