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RCI Bank: Fixed term savings account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Happy RCI customer

5
Not much contact with customer service. But on line not a problem. Reviewed on: 21st March 2025

Rates are competitive

5
Rates are competitive and the procedure for opening a new account is straightforward. Reviewed on: 21st March 2025

Easy to set up and a great savings rate.

5
Easy to set up and a great savings rate. Reviewed on: 21st March 2025

RCI Bank Fixed Rate Savings Bonds,

5
RCI Bank offer extremely good interest on their Fixed Rate Monthly Interest Savings Bonds. It was extremely easy to set up an account and manage it. Having customer support easily available by telephone in this country is very important to us. Reviewed on: 21st March 2025

I feel secure at RCI.

5
RCI gives me a secure feeling and is always thereabouts with deposit rates. Reviewed on: 21st March 2025

Opened a 5 year fixed rate bond with RCI on line and...

5
Opened a 5 year fixed rate bond with RCI on line and the process was very easy and a very good rate, on the one occasion I had to phone the company the experience was very helpful and very polite. Reviewed on: 21st March 2025

Dont have any problems which is a major achievement...

5
Dont have any problems which is a major achievement is this day and age. Very competitive rates. Reviewed on: 21st March 2025

good experience when getting help with setting up ne...

5
good experience when getting help with setting up new account Reviewed on: 21st March 2025

Excellent interest rates and the website is very eas...

5
Excellent interest rates and the website is very easy to use Reviewed on: 21st March 2025

Fixed deposit

5
Good value interest rate and security online. Reviewed on: 21st March 2025

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