Smart Money People Logo

RCI Bank: Fixed term savings account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed term savings account reviews (3962)

Loved the ease of applying online and the competitiv...

5
Loved the ease of applying online and the competitive rates Reviewed on: 20th March 2025

Great rates easy to open would recommend to friends

4
Great rates easy to open would recommend to friends Reviewed on: 20th March 2025

Good interest rate available for the required timefr...

5
Good interest rate available for the required timefram I was looking for. Easy to open account. Very pleased. Reviewed on: 20th March 2025

Great tools and easy to setup savings account.

5
Great tools and easy to setup savings account. I've been with RCI for two years and all I can say about them is good. Great easy to use App. Fast hassel free payment of interest. Reviewed on: 20th March 2025

Easy to access and friendly people

5
Easy to access and friendly people Reviewed on: 20th March 2025

Simple and easy to use

5
Simple and easy to use on line with very competitive savings rates. Reviewed on: 20th March 2025

Money put in the account for a fixed term earned goo...

5
Money put in the account for a fixed term earned good interest and staff when contacted were very helpful Reviewed on: 20th March 2025

Excellent service and good product

5
Excellent service and good product Reviewed on: 20th March 2025

from start to finish everything has been so easy .

5
from start to finish everything has been so easy . Reviewed on: 20th March 2025

They are great !

5
They are great ! Legends in the game!! Reviewed on: 20th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11983 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products