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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,548 reviews, last reviewed 23rd Mar 2026
99700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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9%
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1%

Latest highest rating:

5

Have several accounts with RCI. Have several accounts with RCI. Found them easy to use and offer very competitive interest rates. On line banking easy to use. Reviewed on: 23rd March 2026
Graham Robinson's avatar
Graham Robinson

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3548)

Ease of setting up account great interest rate safe...

5
Ease of setting up account great interest rate safe company invest in Reviewed on: 11th March 2025

I find the online service to be very user friendly,...

5
I find the online service to be very user friendly, occasionally when I've had to call customer service it has been quick and helpful. Their interest rates are consistent at the top end. Reviewed on: 11th March 2025

Easy access.

5
Easy access to information and account funding. Reviewed on: 11th March 2025

Easy to deposit and withdraw funds

5
Easy to deposit and withdraw funds Reviewed on: 11th March 2025

The service from RCI Bank is absolutely excellent.

5
The service from RCI Bank is absolutely excellent. There is nothing that needs any improvement. The website is easy to use and is full of appropriate information. Policy renewal is simple and you are kept well informed of progress. Reviewed on: 11th March 2025

Easy to set up and no problems viewing or accessing...

5
Easy to set up and no problems viewing or accessing your money. Also a very competitive interest rate Reviewed on: 11th March 2025

Easy online access

5
Easy online access and best savings rates around at time. Reviewed on: 11th March 2025

I wouldn't put my savings anywhere else...

5
I have been an RCI customer for more than six years, during which time I have never had cause for complaint. Its range of savings accounts is excellent and customer service is second to none. I am confident my money is safe with RCI and I know I can rely on getting great returns thanks to its more than competitive interest rates. Reviewed on: 11th March 2025

Haven’t hard any problems.

5
Haven’t hard any problems. Got exactly what I wanted Reviewed on: 11th March 2025

RCI makes it easy

5
Easy to set up and easy app to navigate Reviewed on: 11th March 2025

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