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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3548 reviews)

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4.89

Based on 3,548 reviews, last reviewed 23rd Mar 2026

99700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Have several accounts with RCI. Have several accounts with RCI. Found them easy to use and offer very competitive interest rates. On line banking easy to use. Reviewed on: 23rd March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3548)

Efficient and reliable.

Competetive rate and an easy to use on line account setting up service made my experience easy and i would happily reccomend the bank. It also has a good reputation and is nor an unknown quantity having been in existence for many years. Reviewed on: 11th March 2025

Very well organised and efficient - a pleasure!

Very well organised with simple procedures - everything is super easy to navigate with clear informaiton. Reviewed on: 11th March 2025

Very good rate for a fixed term.

Very good rate for a fixed term. Easy to navigate website. Secure access Reviewed on: 11th March 2025

A very good Bank

have a great experience with RCI Bank both with the app on my phone and the customer service Reviewed on: 11th March 2025

Very easy to deal with

Very easy to deal with and communications are straightforward. User interface is intuitive and well designed Reviewed on: 11th March 2025

Best investment bank ever!

So easy to invest - then sit back and watch your money grow! Excellent service too, no hassle and no worries. Would certainly recommend this bank to family and friends in future. Reviewed on: 11th March 2025

Excellent in every respect.

Very competitive interest rates. User friendly website and excellent customer service on the telephone when I had a query. Have recommended to my daughter who has a sum to invest in fixed rate bond. Reviewed on: 11th March 2025

RCI BONDS

I have invested for several years in RCI bonds, good interest rates at the time, I hope the same will be true when my investment matures Reviewed on: 11th March 2025

Good website.

Good website.Easy to deal with online and transfer money to my current account quickly Reviewed on: 11th March 2025

Good rates and customer service response.

I chose to reinvest at the end of a fixed the deal because they offered a good rate of interest, and because they responded well on the one occasion I contacted customer service. Reviewed on: 11th March 2025

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