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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

72% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

RCI Bank; great interest & service!

I have been using RCI Bank for a few years now and find their interest rates to be competitive. Not only this, but they are a communicative company and their app is very user friendly. Reviewed on: 12th March 2025

My phone call was answered promptly.

My phone call was answered promptly. The lady I spoke to was very helpful as regards my maturity options. Reviewed on: 12th March 2025

good interest rates

Consistently good interest rates, easy to open and manage accounts online. Reviewed on: 12th March 2025

Always helpful, informative and good rates of interest

Always helpful, informative and good rates of interest Reviewed on: 12th March 2025

Straight forward easy to access and use

Straight forward easy to access and use Reviewed on: 12th March 2025

Easy to access accounts online

Easy to access accounts online and relatively easy to find the way around to find the information you require. Reviewed on: 12th March 2025

Great Customer Service

Good interest rates and they always keep me advised by email of any new information. They also notify well in advance of maturity dates and provide information on alternative accounts. Reviewed on: 12th March 2025

Good communication and updates.

Good communication and updates. Competitive interest rates for savings accounts. Easy to use website Reviewed on: 12th March 2025

Informative & helpful service

Keep customers well informed about what is happening & staff are excellent should you need to contact them. Interest rates are usually good. Reviewed on: 12th March 2025

Competitive interest rate.

Competitive interest rate. Straightforward application to open account. Reviewed on: 12th March 2025

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