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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,548 reviews, last reviewed 23rd Mar 2026
99700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Have several accounts with RCI. Have several accounts with RCI. Found them easy to use and offer very competitive interest rates. On line banking easy to use. Reviewed on: 23rd March 2026
Graham Robinson's avatar
Graham Robinson

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3548)

Reliable, communicative, good interest rates, Easy

5
Reliable, communicative, good interest rates, Easy to use online Reviewed on: 11th March 2025

No problems with communication.

5
No problems with communication. Saving rates good. Reviewed on: 11th March 2025

Excellent, easy to set up and manage account.

5
Excellent, easy to set up and manage account. Great interest rate. Good communication by email. Money can easily be paid in or withdrawn without financial or time penalty. Already recommended to family and friends. Reviewed on: 11th March 2025

Very reliable Service that you can always trust.

5
Very reliable Service that you can always trust. Reviewed on: 11th March 2025

Easy to access and flexible,just what we want from a...

5
Easy to access and flexible,just what we want from a bank and very competitive rates. Reviewed on: 11th March 2025

Excellent rates offered for staying with RCI.

5
Excellent rates offered for staying with RCI. No problem renewing fixed term account on line. Will refer friends and family who are choosing to invest any savings both short and long term. Reviewed on: 11th March 2025

Easy online account process

5
RCI provides and easy online account selection and application process. Interest can be paid out into any other bank.The customer application and web based account mangement system is easy to use and intuitive. Reviewed on: 11th March 2025

Always receive prompt service and provide competitiv...

5
Always receive prompt service and provide competitive rates. The website layout is well set up and provides clear and precise information on all your accounts Reviewed on: 11th March 2025

Worth investing in this institution

5
Good experience so far no issues experienced Reviewed on: 11th March 2025

Great Support and Ease of Set Up

5
The application was a very straightforward process, despite being an LPA account. Your advisors are absolutely lovely and are so patient and helpful (and they actually action things that they say they will). Reviewed on: 11th March 2025

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