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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

72% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

RCI Bank offer a good banking experience.

RCI Bank offer a good banking experience, with an easy to access and use online banking facility. Reviewed on: 12th March 2025

Very easy to find the service I wanted and easy to t...

Very easy to find the service I wanted and easy to then invest. They promtly responded to getting my payment. Reviewed on: 12th March 2025

Rates are competitive and communication prompt.

Rates are competitive and communication prompt. Reviewed on: 12th March 2025

Everything you would want from an online savings bank.

Everything you would want from an online savings bank. Reviewed on: 12th March 2025

Very good savings rates and service

Very good savings rates and service Reviewed on: 12th March 2025

A good choice

Very helpful staff and online banking is straightforward. Reviewed on: 12th March 2025

One of the good ones

In a crowded market, I've only ever had a positive experience with RCI bank. One of the good ones! Reviewed on: 12th March 2025

Excellent rates and incomparable customer service.

Excellent rates and incomparable customer service. Efficient app makes investing straightforward and they keep one updated with emails. Reviewed on: 12th March 2025

An excellent bank which I highly recommend.

My experiences have been very positive. Each time I have contacted RCI bank, staff members have been extremely helpful and professional. I feel confident leaving my savings at RCI bank to grow at an excellent rate. The bank is easily contactable and staff members take the time to actually listen and help. Reviewed on: 12th March 2025

Efficient and professional , easy to deal with a gre...

Efficient and professional , easy to deal with a great rates Reviewed on: 12th March 2025

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