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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

72% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Decent enough online banking experience

Decent enough online banking experience Reviewed on: 12th March 2025

Good rates

Good interest rates. Helpful staff. Reviewed on: 12th March 2025

Excellent rates from this bank

Easy to set up account, clear easy to use website. Excellent interest rates Reviewed on: 12th March 2025

Confidence in Fixed Term Accounts

I have used RCI Bank Fixed Term Savings accounts over a number of years and have been happy with the choiceof accounts and interest rates on offer at the time which compare very well against those of other banks . Opening an account is easy and efficient and the customer can feel confident that their money is in good hands until the end of the term of the account . Reviewed on: 11th March 2025

Very easy to open account & renew at end of term.

Very easy to open account & renew at end of term. Great communication, all very straightforward. Very competitive interest rates too. Reviewed on: 11th March 2025

When updating my account I was offered better rate.

When updating my account I was offered better rate. Reviewed on: 11th March 2025

Very happy with my savings accounts

Very happy with my savings accounts Reviewed on: 11th March 2025

Straightforward, great interest rate

Easy, straightforward savings account with great interest rate- simple Reviewed on: 11th March 2025

Excellent customer service!.

Excellent customer service when I needed some help. Reviewed on: 11th March 2025

Very easy setting up the account and funding it.

Very easy setting up the account and funding it. Also very easy to contact and speak to a real person to confirm funds received Reviewed on: 11th March 2025

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