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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3549 reviews)

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4.89

Based on 3,549 reviews, last reviewed 24th Mar 2026

99800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

A solid and reputable bank A solid and reputable bank that provides competitive savings rates. I like the no-fuss website and online banking platform which makes banking safe an... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3549)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Easy app to use, good rates of interest.

Easy app to use, good rates of interest. Very pleased Reviewed on: 11th March 2025

Happy results.

I was looking to re- invest some matured funds from another source and after researching possible banks I decided on RCI not only for their industry beating top rates but also for the positive feedback given by existing and past clients. I secured a 3 year fixed rate bond and I am very happy with the outcome. Reviewed on: 11th March 2025

So easy to open and maintain accounts nd great servi...

So easy to open and maintain accounts nd great service and communication Reviewed on: 11th March 2025

Good range of products, with excellent customer service

A good range of banking products, competitively priced, well serviced, and with very good customer service. I am entirely satisfied with RCI Bank and its customer service. Reviewed on: 11th March 2025

Interest payment

Prompt payment at all times of the interest Reviewed on: 11th March 2025

Easy time

A smooth ride so far no issues or any reason to complain Reviewed on: 11th March 2025

RCI are the best!

It is very easy to manage my account via the app and the interest rates are competitive. Reviewed on: 11th March 2025

You get the feeling that RCI are actually on your side.

You get the feeling that RCI are actually on your side. Very easy to operate via website or app. Good customer phone support. Competitive interest rates. Reviewed on: 11th March 2025

The RCI Bank is an excellent bank very easy to use t...

The RCI Bank is an excellent bank very easy to use the app with good interest rates Reviewed on: 11th March 2025

Teething problems

We had a few teething problems setting up our account but the Customer Service was exceptional and the issues were resolved. Reviewed on: 11th March 2025

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