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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
449% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

6 years investing experience with RCI Bank.

5
Have invested with RCI Bank since 2020, and have always enjoyed good service from them. Easy to contact, and knowledgeable operatives on the other end of the line. Delighted with the service provided. Reviewed on: 8th April 2026

Great customer service and rates

5
Have saved with RCI for a few years now excellent service with competitive saving rates. Reviewed on: 8th April 2026

No complications without help on opening online

5
I recently opened an Isa account. I find that is very easy and did NOT encounter difficulties at all . Reviewed on: 8th April 2026

Probate activities...

5
My wife held three accounts with the bank but died last year. These were subject to probate and I was the executor. All the commnications from the bank were timely, clear and concise - as I expected after previous activities. More importantly for me at the time was the fact that the wording of the correspondance was always thoughtful and never upset me. For that I am very grateful. Reviewed on: 8th April 2026

Easy and efficient

5
Easy to set up account. Good interest rates and paid on time monthly. Reviewed on: 8th April 2026

After searching on net rci was no1 on my list

5
After searching on net rci was no1 on my list Reviewed on: 8th April 2026

Absolutely fantastic bank !

5
Absolutely fantastic bank !great products and so easy to manage them ! Reviewed on: 8th April 2026

Excellent customer care service

5
Very good interest rates and you are kept well informed about products and any changes and also any relevant banking opening times Reviewed on: 8th April 2026

RCI bank - A Customer focused Bank

5
Easy to use website; Great communication by email on timely interest rate changes , bank holidays and when opening/closing accounts. Reviewed on: 8th April 2026

excellent service

5
hassle free.quick to answer and help Reviewed on: 7th April 2026

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